DO NOT let Collection calls from a third party companies frighten you. Also, do not pay them you do not have an agreement with them, only to the creditor you owe. Instead of paying NES payments make them to the creditor ONLY. Third party collections does not pay off your entire debt. Collection Agencies work on commissions

From what I can determine, this is "Horizion"? We've never had an account with them but we both have common names ... and guess what? We get lots of calls. I log the time of day and the number ... at some point I will file suit for harassment. We have explained on numerous occasions that it is not us and even verified that we never had that telephone number and never even lived in that particular state. I despirately need a job but will not stoop so low as to work for a collection agency!

I have a Private Student Loan that has defaulted and NES has been calling me at least 3x a day for the past month. I was in touch with a Company that specializes in dealing with this type of situation. Does anyone have any any information on this? Ive been in contact with AES(Handler of my Student Loans) and Chase (The provider of the default loan). Neither one can help me and do not have this loan in their system. What can I do?

I can't believe there's fourteen pages and these people just keep hammering along. I've just experienced the first course of horror from them. I'm old, ill and willing to pay the debt but I can't pay $6400 by 9:00 PM tonight. Maybe I'll die from the stress and they won't get anything.

I don't even owe anyone, and they are calling because they have my new number. They don't even bother to make sure they are calling the right person. And they keep calling. They could at least say who they are calling for. I am filing complaints about them now.

NES has been calling us for months, usually 2X /day.
We have no outstanding debt, late payments, traffic tickets, etc.

Sent Email to their main office in Ohio...so far no reply.

The number for Scott Pollack is not the correct Scott Pollack. Please do not call. My family is getting calls from people directed to Scott Pollack. My husband has the same name but has nothing to do with this company. We are in the process of changing our number and have no clue who the Scott Pollack with national Enterprises is. We feel your pain and have the local police looking into this guy.

Watch out for this company because 99% of these people use scare tactics. My experience happen several months ago when a automated machine called my house saying to call the number at 18004981798. So i did and when i called the guy that talked to me was nice at first and giving me 24 hours to pay my debt. It wasn't until the next day that the scare tactics were coming into play. I told him that i couldn't come up with the money and the guy transferred me to his supervisor in which the supervisor said and quote "how would you like to go to court next week" and that i had until 8:30 in the morning to pay the debt. After reading about horror stories on this site and other numerous sites i decided not to pay them and when i told the supervisor that i wasn't gonna pay him he went on to threaten me saying that i was going to go to jail for not paying my debt. Today i filed a compliant with the FTC and called my local attorney general office and the lady that works at the attorney general office said that collection agencies use scare tactics to get there money and to write a cease and desist letter. So i will write a cease and desist letter and get it certificated by the post office. To other people that have future problems with this lowlife company please file a complaint with the BBB and FTC and depending if your state has legal tape recording record these sons of bitches.

Yep, then you can sue them for the FDCPA violation and collect your $1000 plus possible court costs and attorney fees.

__________________
FRAUD: RECOGNIZE IT. REPORT IT. STOP IT.
Rip-off companies - FTC.
Phone harassment by Debt Collectors - FCC.
Banking issues, like ACH problems - OCC.

They called me and I don't even owe any money

lol yes hope the numers are real lol

We agreed to a reduced payment on an acct that had been turned over to them and they took out $320.00 more than agreed. What do you do to get your money back. Who are these owners?

We agreed to pay a reduced amount on a bill they were trying to collect and they took$ 320.00 more out of our checking acct. What can you do about that.

I owe no one money. I WILL TAKE LEGAL ACTION IF YOU DO NOT STOP THE HARASSING PHONE CALLS. I am on the federal no call list . So continue to call and be a criminal

The no call list does *not* include debt collectors.

__________________
FRAUD: RECOGNIZE IT. REPORT IT. STOP IT.
Rip-off companies - FTC.
Phone harassment by Debt Collectors - FCC.
Banking issues, like ACH problems - OCC.

I had forgotten about a debt to a certain company. During the transaction, I noticed they had an address and telephone number (probably from my credit report) that was 15-20 years old. I informed the salesperson and credit person to correct the information. I never got a bill from them.
then recently I started receiving calls from National Enterprise System (NEC).
when I inquired about who I owed a debt to and how much, the collector stated an amount about double what I had made a transaction with that certain company.
I was told I owed a original creditor whose name was "Credit Bank".
When I told them that I did not owe anyone that amount, the collector and supervisor both asked me how much I owed.
A ploy to get a figure out of me to agree to pay.
I do not deal with third party collectors. I owe my debt only to the original creditor and will pay only that creditor.
I have sent return receipt a Cease Communication and a Debt Validation Letter (in one envelope).

Never give out your or others phone numbers, social security numbers, Bank numbers or credit card numbers, addresses, or any other personal information to anyone over the phone.

Deal with your original debt with the original creditor.
If they refuse to accept your payment efforts.(the amount is totaly up to you), then they are refusing to accept payment and threfore; validating that no debt is owed.
They can not tell you that you must make payments to a third party. if they do, file a dispute with the 3 credit reporting companies and explain what the circumstances are of their refusal to accept payment for the debt they are claiming.