Guest - Frank is right - this company is a junk debt buyer. They will harrass you by phone SEVERAL times a day. My sister has been dealing with them regarding an old credit card debt that was charged off by the original creditor and then sold to them for pennies on the dollar. Enterprise added their "legal fees" to it, to the tune of an additional $250, and threatened to take her to court over it. I told her (thanks to the advice found at this site) to play hardball with them and tell them to go ahead and take her to court. She's in an extremely low income situation - she makes very little and her husband is disabled and can't work - so if they DID take her to court, chances are very good that the judge would end up making a payment arrangement for her with Enterprise. But to be honest, in all the posts on this site regarding Enterprise,
I have YET to see anyone say that this company actually took them to court. That's not to say it wouldn't ever happen, but somehow I doubt it - this company seems to be all about the scare factor - trying to stress debtors out by making threats they don't intend to carry out.
They refused to make any sort of payment arrangement with my sister, demanded payment in full or they would take her to court. She told them she couldn't pay it in full, that she would have to just see them in court. They continue to call her home up to 10 times a day - almost every hour - but she doesn't pick up the calls because they won't work with her. They started threatening her over 3 months ago with taking her to court - however, to this date, no paperwork for a court date has materialized.