Does anyone have information on National Enterprise System?

if you owe a bill pay stop crying about it!!!!!!!!

i'm dealing with these guys. they refuse to send me any sort of official document stating that i have to pay them $$. they claim to have a debt of mine from verizon phone company totaling $280. they wanted us to pay by western union, credit card, or checking account. we will do none of those. we offered to send a money order. they said they wouldn't accept a money order. they told me they were going to sue me. over $280??? would that even cover their court fees? i doubt it. finally tracked down the original debt from verizon. they did indeed give it to national enterprise systems. i'm still not giving them any account info or paying to western union them money. they have called me repeatedly for months now, they have harassed me, and they have been completely rude. i've read a lot of complaints about them taking more money than what was agreed to and such. they can take my money order or nothing at all. oh yes, and i'm sure as heck not sending them ANYTHING until i get a paper trail... a bill, a statement - anything. they refuse to send me physical proof of the debt.

well after reading everyone's comments about this collection agency...i feel a huge relief lifted from my shoulders!! i am young and got into a little debt with verizon wireless. i owe them 3k. i had them call me today and tell me that this is the last opportunity i have to make arrangements with them outside of court. if i do not comply then on feb 14 they will be sending me a certified letter of a judgment that will be placed against me. i told the lady that i was unaware of any legal action. she told me that a letter had been sent to me back on jan 3 and that i took more than my 30 days to reply to them.

i responded to the lady and said i recieved no such letter in the mail and therefor am lost at what is going on. after listening to her ramble on about something i then stated that i would love to pay off the debt and that i was actually waiting for my first bill in the mail from whoever the collection agency was supposed to be.

like everyone stated before she wanted all the money upfront. i told her that was not going to happen because i am now living in canada and i am up here for school and dont have a job (this is true but i knew she didnt want to hear it) she told me that she was going to file the suit due to me not wishing to pay the bill and that my ss# was going to be frozen and all my assests were going to be siezed. i asked her what assests do i have. i am 22 years old...i dont own anything!!!...i have 1 degree from school...she going to take that?

i went as far as saying...look lady... i want to pay you guys off so you wont bother me...how about payment arrangement?...i think she chuckled under her breath

well after we parted ways on the phone i was very upset and started to cry thinking my life is over i am officially a young adult stereotype!!

thank god i found this site...makes me feel much better and i am more aware of my rights.

p.s the lady on the phone told me that even though i live in canada now that once the judgment is passed it will basically screw me up here in canada....

f.y.i.....my debt from the states cant affect me here....i figured most people would know that. sure they can call and ask about my debt overall but my credit report and debt doesnt follow me here.....they caint come here and take me away because i havent paid.

ALL THIS IS NOT TRUE, MY COMPANY IS LOYAL AND HONEST. ALL THESE ACUSATIONS I TAKE VERY OFFENSIVELY. I WOULD APPRECIATE IF YOU GUYS WOULD NOT SLANDER OUR NAME THAT WAY!!! THANK YOU

Yeah sure "WHY", everyone is lying and you guys are just a sweet and innocent CA. It's not slander if it's true.

Man, now I can take a breath, as I have been holding it ever since hearing from these creatures. I have a student loan debt and they are trying to threaten me with all kinds of action, but I cannot pay what they are asking right now. I heard the the Dept. of Ed even makes arrangements on student loans if you are experiencing financial hardship, but they make it sound like they will ruin you if you don't pay in full. The thing is I KNOW they can't do anything without taking me to court first and they don't even decide if it goes to court or not, but they sure try to make you fear the worst and it works if you don't educate yourself. Has anyone else dealt with them regarding student loans? Remember folks, you have RIGHTS! They can't just DO anything without following the law...and if they do...you got 'em.

wow i thought that i was the only one that was receiving calls from nes....first some guy called me last year talking about i was going to get sued by citi back if i didnt pay them 1200 right then, i told him that i just got into an accident and lost my job and everything, but still i asked him if i could do some form of payment arrangement. he said no that i had to pay them now. then he was like "are you a student?" i said yes and he was like well take out a student loan and pay us or get sued. i asked him why he was talking to me like that and he just kept talking mean.....well anyway i hung up and they are still calling me now....

I have received many phone calls regarding a supposed bill that got sent to them from verizon except when I call verizon they are saying I don't owe them anything. I don't know how to get them off of my back because they will not contact me by mail only by phone and of course they want verizon to supply a letter saying I do not owe this but I have no way to get it to them. This is absolutely ridiculous!!! They called me on my cellphone which is sooooo illegal and then they called me at 5:45 in the morning. These people are nuts.

The best thing you can so with any collection agency is write a letter saying that you dispute the account and that you will only work with the original creditor. That is your legal right as a consumer. Credit Collectors buy debts after the credit credit card comapinies charge off the debt. Know your rights. Do a lot of research, it is free on the net. Do not talk to a debt collector orargue with them. Write a letter and send it certified returned receipt. If that does not work. Hire an attorney.

Seems as though they are knee deep in trouble check out the links to action being taken in a couple of states against these people, use it as ammo if you need to and educate yourselves on the fair debt collections practices act well, it is worth the education when you have to speak to idiots at the other end of the phone who do not know the law or just plain do not care.

1. dockets.justia.com/docket/court-vaedce/case_no-3:2007cv00350/case_id-218562/

2. dockets.justia.com/docket/court-candce/case_no-3:2007cv03271/case_id-193319/

i feel all of you. i am new to this. i recieved the same phone calls and freaked out. so i called the lawyers office that i use now. you see this lawyer office i used for a while because i like the way they work. but now the lawyer is a state senator. so they had me call her office in the main city. i brought this to them. they have been working on this situation and i hope it will turn out well. i was not sure of my rights either. but this page has been really good help. if i find out any new information i will try and update. i just dont think people should have the right to treat others this way no matter how much you owe. i just owe 1300.00 and they call me like i stole thier car. well good luck everyone

some lady named nicole keeps calling my cell phone (thanks to her all my minutes ran up) and she keeps calling my job ! so when i talked to her and the guy that was recording the convo were telling me that if i dont make a payment by the time the phone call ends, that they were gonna sue me and i was freaking out b/c i am only 21 years old and i didnt know what to do, i called this company called consolated credit and i just signed up with them to get myself out of debt, and they told me that not to answer their calls and their def. not supposed to harras me at work and told me to send a complaint to fth and i did but fth also said theyre not supposed to harrass me calling me at work when other people are telling me they can call my job, its all very confusing, i really cant afford to lose my job, i hate this company right now, everytime i go to werk this week, i get nervous when i hear the phone ring my employer already told me that they dont want any phone calls from them but i cant even talk to the lady cause shes so rude ! wha do you guys think i should do, its the same people they been callin me from 8002613453, its getting me annoyed as well with my mother and i forgot to add that they even called my older sisters and she like yelled at them, its crazy, i have to wait till tomorrow what should i do meanwhile ? HELP !

GIRLY there are some rules they have to follow when being informed not to contact you at work....Wulf are you out there to help this poor girly?

I WAS CALLED BY THEM THENOTHEWR DAY BY PHONE. THEY HAVE NEVER SENT A LETTER GIVING ALL THE CIRCUMSTANCES,OTHER THAN I BOUGHT SOME THING FROM BRANDSMART. DIDN'T KNOW WHAT OR WHEN.I OWE BM NOTHING,ALTHOUGH THIS MUST BE FROM A CREDIT CARD. I KEEP 4 YR RECORDS. IMALSO OWN MY OWN COMPANY DEALING IN MONEY. NES IS A GAME FOR ME. FILE COMPLAINTS WITH BBB,OHIO STATES STTNY AND FTC. I FAXED THEM A RESOINSE.PART OF THE RESPONSE WAS A DEFINATE COMPLAINT TI FTC...................TYHEY DECIDED TO LET ME ALONE,BUT THERE ARE OTHER STIPULATIONS WHICH I DAMAND WILL BE MET,OR MY OWN LAWSUIT WIL BECOME EFFECTIVE.
ANY Q'TS CONTACT ME E-MAIL WAGG2000@AOL.COM BE GLAD TO GO AFTER THESE CLOWNS...............
DOEN'T LET THEM BOTHER YOU.MAKE IT A "GAME" PEOPLE

PS
I ALSO NOTIFIED BRANDSMART CUST SERV AND EXPLAINED THE SITUATION AND NAMES OF THOSE I SPOKE TO AT NES. I AM A VERY GOOD CUSTOMER WITH BM. THEY DON'T WANT TO LOSE ME. CUST SERV WILL CONTACT NES. NES AND BM WOULD BOTH BE SUED BY ME IN ANY ACTION,BOTH LOCAL,SRATE AND FEDERALLY. BM DOES "not" WANT THAT TO HAPPEN

LATER TED H