Internet's first get-out-of-debt community - 140,000 members

Posted: Sun Jun 18, 2006 8:02 pm Subject:

People are starting to . But first you have to overcome pride ( admitting you took a PDL can be a embarrassing thing) , then you have to get Pissed Off enough to take action ( sorry for the language) . Several Members of this community have done a TREMENDOUS amount to research and put a lot of effort into making that information available.

Posted: Mon Jun 19, 2006 10:53 am Subject:

I totally understand being P'd off enough to take action. That's what I have done. Believe me,I understand the embarassment that goes with it. However,that's what
PDL's are counting on.

Posted: Mon Jun 19, 2006 1:40 pm Subject:

I was one who was in the pdl cycle for years. It is embarassing to talk about. There is a lot of shame involved in the situation. I am one who has done a lot of research on the matter and found out that I do have rights. Most of mine are now paid off or settled. I am still fighting a few but I too have decided to sue one lender for various reasons.

Posted: Tue Jun 20, 2006 9:10 pm Subject: loan address

Hello for the person who took out the loan with Apple Payday their address is Apple Fast Cash Personal Loans1010 Concord Ave, Suite204 Wilmington, De 19802 Phone 302-658-5959. Good Luck God Bless Smile

Ashley · Posted: Mon Jul 10, 2006 6:58 pm Subject: Nationwide Pay Day Loan

Okay I got caught up in this PDL thing also, I have 4 outstanding and the companies are willing to work with me except for Nationwide. Yes they made all the threats including jail and the law will be at my house in an hour. I panicked and borrowed some of the money to pay them tommorow but I would like more time. Now that I have read these threads I don't feel so crappy. I do feel like a total sucker for falling for their threats but I was totally stressed out in the first place. Anyhow can someone please send me or post a generic letter that I can send them certified mail requesting a break down of the payments and fees. I would appreciate this, thanks. My email is

email address removed as per forum rules - Mike

Lostinfl · Posted: Fri Nov 03, 2006 12:19 pm Subject: Nationwide Cash

Try checking the California Fraud Alert website. Nationwide Cash has been barred from operating in California because of their illicit practices. You can file an internet fraud complaint with the FBI and also a formal complaint with the Better Business Bureau. Since their base of operation is in New Mexico, file a formal complaint with the New Mexico State Attorney, it's free and can be done online.

Lostinfl-How did you find out Nationwide has been barred from operating in CA? I filed a complaint against them with the CA AG and CA Dept of Corp. I paid them back 4x of my original 300.00 loan and they still tried to get $330.00 more and used all their â€œfraudâ€ threats against me. After visiting this site and getting all the great info in it, all I had to do was to threaten them with the CA AG and never heard back...not yet anyway. Anyway, I want to find out if they are indeed officially barred so I can sue them for the overpayment. Not that I'll ever get $$ out of them I'm sure, but it's the principal. We need to put these sharks out of business and in jail where they belong! Thanks!

Posted: Fri Nov 03, 2006 1:53 pm Subject:

Melaniemc_99 I also told them I did file a complaint with the Florida, NM AG, Florida Dept of Finance Regulators, FTC and it still hasn't fazed them..they keep calling me I paid $360.00 on a $300.00 loan and they are trying to get $420.00 more out of me..I told them they could call the Regulators of Florida and explain why they want $420.00 more out of me..They used their fraud threats against me too, I especially liked the one about the employer's computer, I told them to do their homework before they send out the computer generated letter.

Posted: Fri Nov 03, 2006 2:57 pm Subject:

Melaniemc_99, if this company is unlicensed to loan in CA then CA will have them barred. And they have already ordered about 40 internet pdl companies to issue refunds to consumers they illegally loaned money to.

Posted: Fri Nov 03, 2006 3:01 pm Subject:

Man that was my first post here before I registered, I had forgotten about this thread. I am now one of the pissed off ones and am working to do something to regulate or shut this industry down

Steelers1
Thats so cool that CA has banned those internet PDLs, is there somewhere I can find out which onces are banned. I get so much SPAM from PDLs and since my work e-mail address is a california .edu address, I want to let the AGs office know when I get any PDL offer emails from those companies. CA is really getting down on spammers and they cant claim they didn't know I was in Calif- those sharks need to be in jail. Thanks!

Posted: Fri Nov 03, 2006 4:34 pm Subject:

Try contacting your AGs office. One Sept. 8, 2006 there were a total of 40 internet pdls ordered to cease and desist conducting business in CA and also ordered to refund those CA consumers who used them and over paid. I'm sure the list has grown by now.

tgr51698 · Posted: Fri Apr 06, 2007 12:17 pm Subject: Nationwide Cash / Langhorne Law

I too have gotten over my head in the PDL chaos. I have been able to make arrangements to pay most of them, but Nationwide Cash (Langhorne Law) has been the most difficult. With other lenders, I've been able to make payments, and as long as the payments are consistent the loans are being paid down. However, Nationwide Cash demanded the full payment be made, and acted as if they were doing me a favor splitting it into 2-3 payments. They made me feel like the biggest loser and that I was the only person who had ever been in this sitution. They told me I was committing fraud and they were going to sue me for fraud. I have had a loan with them in the past for $300, which I paid a total of over $900 by the time it was paid off. Then I got a second loan for $500, which I've made two $100 payments, and they still say I owe $660. They said it had to be paid in two payments on my next two paydays for $330 each. When I spoke to the collector yesterday, I told him that I would only be able to send $150 this week, and he told me that if I didn't send the $330 on Friday that come Monday they would sue me and also my employer because I used my employer's computer to apply for the loan originally. I told him that my employer had nothing to do with my loan, and that they hadn't agreed to pay anything back for me. Can they sue my employer as well or is that a threat? My discussion with this collector became very heated, and I just told him that he should consider himself lucky that he's got a financial perfect life and has plenty of money to do as he wishes. I just told him that if he ever found himself in financial difficulty that I wished he got to speak to someone just like him and hoped that person was just as rude to him and made him feel as badly as he's managed to make me feel.

Posted: Fri Apr 06, 2007 2:06 pm Subject: nationwide

Guest, These companies have a way of making you feel like dirt. However they are the ones that are dirt in my book. There is a term that is used for this type of business they are PREDATORS. You have to become educated to fight these people. The first thing is to find out your state laws. Go to http://www.paydayloaninfo.org and click on your state and find out the laws there. Second find out if they are licensed in your state. Check your secretary of states website to confirm this. Third most important. Contact your Attorney Generals office and file a complaint. Attorney Generals are the ones that can help you. They are the legal team in your state that protects consumers. Best of Luck Kyside38

Posted: Fri May 18, 2007 6:22 pm Subject:

Guess someone wanted to bring this thread back from the grave but didn't have anything to say?

Crys37 · Posted: Wed Jul 25, 2007 3:41 pm Subject: Nationwide Cash Need Address

Does anyone out there have a mailing address for Naionwide Cash. I need to mail them a letter becuase I am in the same situation, Calls to work, home and family. Threats of arrest. I can not allow these people to get back into my account and want to mail payments but I have no idea where they are. Any help would be appreciated.

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