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 Posted: Fri Dec 14, 2007 9:27 am |
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I cannot find any information about cashin30 minutes payday loans. Does anyone out there know anything about them?
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hope99
Joined: 05 Dec 2007
Posts: 94
Debtcc Points: 2254
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| Posted: Fri Dec 14, 2007 9:40 am |
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The contact info I have is:
5700 Cleveland St. Suite 301
Virginia Beach, VA 23462
Phone: 888-213-5744
Fax: 800-621-6062
_________________
I was setting up a dead pool, but could think of anyone but Amy Winehouse. Suggestions?
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FreakyFriday
Joined: 13 May 2007
Posts: 384
Debtcc Points: 5057
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| Posted: Fri Dec 14, 2007 9:50 am |
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Do you know if they are licensed? Because the loan is only 250.00 I cannot have curadebt handle it and don't even have enought money to pay them so I have to figure out how to pay them and I need to know something about them.
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hope99
Joined: 05 Dec 2007
Posts: 94
Debtcc Points: 2254
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| Posted: Fri Dec 14, 2007 10:17 am |
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What state do you live in? Please provide that information and someone will come along from your state to assist you further.
ladybug
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ladybug
Joined: 29 May 2007
Posts: 2760
Debtcc Points: 24778
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| Posted: Fri Dec 14, 2007 10:21 am |
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I live in Nevada. Thank you!!
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hope99
Joined: 05 Dec 2007
Posts: 94
Debtcc Points: 2254
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| Posted: Fri Dec 14, 2007 10:22 am |
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| Quote: | Nevada State Information
Legal Status: Legal
Citation:
Nev. Rev. Stat. 604A.010 et seq.
Loan Terms:
Maximum Loan Amount: 25% of expected gross monthly income
Loan Term: Max: 60 days
Maximum Finance Rate and Fees: Not Specified (After default: interest rate must be equal to or less than the prime rate at the largest bank in the State of Nevada plus 10 %)
Finance Charge for 14-day $100 loan: No Limit
apr for 14-day $100 loan: No Limit
Debt Limits:
Maximum Number of Outstanding Loans at One Time: Not Specified
Rollovers Permitted: Not Specified (Lenders cannot extend payment period beyond 60 days after expiration of initial loan period)
Cooling-off Period:
Repayment Plan: Yes
Collection Limits:
Collection Fees: $25 dishonored check fee (max. two fees for insufficient funds; max. one fee for closed account) Court Costs; Reasonable Attorney's Fees; Service of process costs
Criminal Action: Prohibited (Unless customer acted with criminal intent)
Where to Complain, Get Information:
Regulator: Nevada Financial Institutions Division
Address: 2785 E. Desert Inn Rd., Suite 180 Las Vegas NV 89121
Phone: (702) 486-4120
Fax: (702) 486-4563
Regulatory Contact: , Supervisory Examiner
Regulator Website
http://www.fid.state.nv.us/ |
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kashzan
Debt Samaritan
Joined: 11 Jul 2007
Posts: 5458
Debtcc Points: 38911
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| Posted: Fri Dec 14, 2007 10:28 am |
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Please, please excuse my ignorance what I don't understand on the link that was just sent to me is this.
Is cash in 30 minutes licensed to do business and does the link above refer to any and all payday loan places and if so I sure wish the laws in this state could be changed.
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hope99
Joined: 05 Dec 2007
Posts: 94
Debtcc Points: 2254
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