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 Posted: Tue Sep 25, 2007 11:07 am |
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I have seen messages on this site that tell of company that give consolidation loans for payday loan sufferers I would like to find out who they are?
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zoobfam6
Joined: 07 Sep 2007
Posts: 4
Debtcc Points: 201
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| Posted: Tue Sep 25, 2007 11:11 am |
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Zoo, This is something you probably can do on your own. Please tell us which state you live in, who you have borrowed from, the amount of each loan, the amount you have already paid back . Add the fees and principle to get one total for each. Also tell us if these are store front or internet. We will be able to help you
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kashzan
Debt Samaritan
Joined: 11 Jul 2007
Posts: 5458
Debtcc Points: 38911
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| Posted: Tue Sep 25, 2007 11:19 am |
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Money tree 1900, Advance America 500, paycheck advance 1000, usa cash 500, quik cash 900, quick chek 300, money point 500
_________________
Register today to cash in debtcc points.
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zoobfam6@yahoo.com
Guest
Debtcc Points: 100
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| Posted: Tue Sep 25, 2007 11:22 am |
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Zoo, which state are you in? Are these store front or internet. How much have you paid each in total?
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kashzan
Debt Samaritan
Joined: 11 Jul 2007
Posts: 5458
Debtcc Points: 38911
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| Posted: Tue Sep 25, 2007 11:32 am |
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Here are the laws for your state
| Quote: | Nevada State Information
Legal Status: Legal
Citation:
2005 Nev. Stat. 414 (A.B. 384)
Loan Terms:
Maximum Loan Amount: 25% of expected gross monthly income
Loan Term: Max: 60 days
Maximum Finance Rate and Fees: Not Specified (After default: interest rate must be equal to or less than the prime rate at the largest bank in the State of Nevada plus 10 %)
Finance Charge for 14-day $100 loan: No Limit
apr for 14-day $100 loan: No Limit
Debt Limits:
Maximum Number of Outstanding Loans at One Time: Not Specified
Rollovers Permitted: Not Specified (Lenders cannot extend payment period beyond 60 days after expiration of initial loan period)
Cooling-off Period:
Repayment Plan: Yes
Collection Limits:
Collection Fees: $25 dishonored check fee (max. two fees for insufficient funds; max. one fee for closed account) Court Costs; Reasonable Attorney's Fees; Service of process costs
Criminal Action: Prohibited (Unless customer acted with criminal intent)
Where to Complain, Get Information:
Regulator: Nevada Financial Institutions Division
Address: 2785 E. Desert Inn Rd., Suite 180 Las Vegas NV 89121
Phone: (702) 486-4120
Fax: (702) 486-4563
Regulatory Contact: , Supervisory Examiner
Regulator Website
http://www.ndbf.org/
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kashzan
Debt Samaritan
Joined: 11 Jul 2007
Posts: 5458
Debtcc Points: 38911
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| Posted: Tue Sep 25, 2007 11:36 am |
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I got your message and posted your laws. Please post the rest of the info we need. We can help you, but need the other info
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kashzan
Debt Samaritan
Joined: 11 Jul 2007
Posts: 5458
Debtcc Points: 38911
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