Questions

I have 4 online PDL's, I am a residentof New York and came across this site trying to find info on one of the lenders.

All 4 have debited my acct today and I'm a little concerned.

MTE Financial Debited my account $90 today for a $300 loan i was given on 12/19

NLS CASHADV10 has debited my acct today and has done so every 2 wks since 10/30 for a loan of $250 so to date i have paid $304

866-742-0413 Payday2go debited my acct $75 today fro a loan of $300 on 12/18

Credit Protection Loan debited my acct $430 and $71.49 for a loan of $430 on 12/11.....Now this one I cant seem to find any information on not even a number for some strange reason which has caused me to become concerned.

If any one can please help me or give me some suggestions please let me know anything would be appreciated.

i am also from NY, and pay day loans are not legal in this state. The first thing that you need to do is read the sticky regarding closing your account. If you can not find it I will post it for you. Uf you can you need to close your account asap, so no more money is taken from you.

That's strange that you received a loan from payday2go, since last I checked, they were no longer lending to NY residents....In any event, Kash is right, payday loans are illegal here in NY. Closing your account is definitley the first step in this process.

Jen, I also had payday2go, but that was about 8 months ago. When did they stop?

Thanks so much guys I wish I would have read this website last week now they have raped my acct and im pissed. but the knowledge is better late than never. Do you think it would be hard for me to close this account?

People close accounts all the time. Are you overdrawn, then yes it will be a problem. Open another account at a new bank. DO NOT tell the pdls that yiu are closing your account or else they will go in and take everything. After it is closed you will then send letters to the bbb (on their website) and the AG office. You will then send letters revoking any and all wage assignments you may have signed for them or their affiliates. Not a lomg letter, just what I stated above.
We do advocate paying back what you borrowed, but now you will be able to do it on your terms. DO NOT pay with a check, that will give them your new account info. Money order, prepaid debit card works.

got your message. Here is the info:

I have called my payroll dept and had them stop my direct deposit, now should I close the account before I do the letter process or get the letters out and then close the acct?

Also my acct is not over drawn its fine for the moment

The full sticky is located here:

http://www.debtconsolidationcare.com...e-account.html

Close the account first. Don't send letters until the accounts are closed and protected.

Thank you so much, you guys are saving my life

Most of us have been in your shoes . . . . We know what you are feeling.

Another question is there any way for these 5 current transactions to be stopped they have not yet cleared my acct there on hold is there anyway i can stop this or should i just let it go?

Not really - There are ways, but they are not being honest. Except for the one company you don't know anything about.

That one you can dispute the transaction with your bank. Since you never gave this company authorization to debit your account, the transaction can be disputed.

It can't hurt to try to stop them although it may be too late. Either way get that account closed before you get overdrawn. These PDLs monitor this site and have a way of putting 2 and 2 together and may come back and hit your account again.