| Message |
Author |
 Posted: Sun Sep 30, 2007 4:14 pm |
|
|
 anything i can do to stop or alter the amount of garnishment..If its too much Ill be in bigger straits..the debt is true but i cant afford that much...any help please....ty
|
|
pert652003
Joined: 30 Sep 2007
Posts: 14
Debtcc Points: 270
|
|
|
| Posted: Sun Sep 30, 2007 4:57 pm |
|
|
Welcome to the Community  What type of garnishment are you talking about?
If this is a suit, and you have been served papers, answer the papaers withing the time frame. If this is the case, some areas also have hardship cases, but you will have to ask for that with the court. You will also be asked to shop why- like your bills, living expenses, debt, etc.
Good Luck-keep us posted..KAren
_________________
As long as you are alive, there's always hope
|
|
Bossy4455
Moderator
Joined: 27 Feb 2006
Posts: 5538
Debtcc Points: 65211
|
|
|
| Posted: Sun Sep 30, 2007 6:10 pm |
|
|
will commence soon..didnt dispute it in court..cant afford attorney and cant afford to miss work..debt is true. what can i do
|
|
pert652003
Joined: 30 Sep 2007
Posts: 14
Debtcc Points: 270
|
|
|
| Posted: Sun Sep 30, 2007 6:19 pm |
|
|
pert-Please give us a bit more info as Bossy mentioned. What is this for? And what state are you in?
|
|
volleyballmom
Debt Samaritan
Joined: 27 Aug 2007
Posts: 4177
Debtcc Points: 24899
|
|
|
| Posted: Sun Sep 30, 2007 6:22 pm |
|
|
new jersey..from a loan i had that i defaulted on..
|
|
pert652003
Joined: 30 Sep 2007
Posts: 14
Debtcc Points: 270
|
|
|
| Posted: Sun Sep 30, 2007 6:32 pm |
|
|
Pert-Here is some info on collection rules and garnishment for NJ.
What kind of loan? Have you already been served and gone to court?
STATE: NEW JERSEY
INTEREST RATE
Legal: 6%
Judgment: No Statutory Provision
STATUTE OF LIMITATIONS (IN YEARS)
Open Acct.: 6
Sale of Goods: 4
Written Contract: 6
Domestic Judgment: 20
Foreign Judgment: 20
BAD CHECK LAWS (CIVIL PENALTY)
N/A
GENERAL GARNISHMENT EXEMPTIONS
$142.50 wk. min. 10% of gross earnings $142.50 & Over
COLLECTION AGENCY BOND & LICENSE
Bond: $5000 Surety
License: No
Fee: No
|
|
volleyballmom
Debt Samaritan
Joined: 27 Aug 2007
Posts: 4177
Debtcc Points: 24899
|
|
|
