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marshd1014 · Posted: Fri Jun 29, 2007 11:47 am

hello, f course im here becasue i am trapped in the paydayloan dilema. I have five payday loans all internet which i will list below. I also live in the in th state of nc. can someone please give me some advice on how i can pay these people without ending up homeless. here is my list of lenders.

interim 200.00 (80.00) paid so far 80.00

webpayday
200
(60.00) paid so far 210.00

mte financial 300.00 (90.00) paid so far 180.00

gfs 250.00 (60.00) paid so far 350.00

integrated financial
200.00 paid so far 120.00
(60.00)
paid so far 940.00 in fees

Posted: Fri Jun 29, 2007 11:56 am

marshd,

check this site to see if your pdl's are licensed and get the information on your state's laws.
www.paydayloaninfo.org

Posted: Fri Jun 29, 2007 12:44 pm

Payday loans are illegal in North Carolina. The companies you are dealing with are not licensed to lend in your state. Report them to your state attorney general and the BBB. You are just liable to pay their principal amount.

MARSHD101 · Posted: Sat Jun 30, 2007 6:32 pm

What about thewage assignments, if i revoke them in writing can they still send them to my employer.

Posted: Sat Jun 30, 2007 8:06 pm

They can still try and send them to your employer, but just make sure you send the wage revocation letter to the lender and your employer!!

Posted: Sat Jun 30, 2007 8:28 pm

Brownsugar is right, you need to give a copy of the wage revokation letter to your employer, they have been know to go ahead and attempt the wage assignment despite the person revoking that right to them. Besides, pdls are illegal in your state, you need to get your complaints in to your state' Attorney General's Office.

Posted: Sun Jul 01, 2007 8:57 am

Once the wage assignment goes to your employer, confirm they got it and get the name and extension number of the person who told this to you in payroll. Also, based on what you have reported here, it looks like you've already paid back two of your 5 PDL's. Demand that these accounts be closed and marked paid in full or file a claim with your state attorney general's office.

Posted: Sun Jul 01, 2007 12:45 pm

i was looking at the law here in arkansas...all i read was about storefront nothing about internet pdl's. ANyone got any info. much appriciated.

Posted: Sun Jul 01, 2007 12:47 pm

I can't say for sure, but most more than likely, these ipdls are probably not even licensed in your state.

Posted: Sun Jul 01, 2007 1:35 pm

Brownsugar is right--chances are they probably aren't licensed, but it's good to confirm this. What I have done is gone to my state government website and done a check there. In California, it's the Dept of Corporations, but see if there's something similar in your state. Good luck.

Posted: Sun Jul 01, 2007 6:24 pm

Has marshd closed the checking account yet? They will debit you until you're dead in the ground if you don't close the account. You've paid these people. I have received a refund from Web Pay Day. They'll probably be pretty cool when you contact them. However, if your account is still open, they're going to keep on debiting you until your DEAD! You need to do that, then get your letters out to the pdl's and file complaints with the agencies. First, regain control of your money. I swear, they will keep on taking the "finance charges" out.

Guest · Posted: Mon Jul 02, 2007 5:06 am

closing checking account today...thanks for the advice.

Posted: Mon Jul 02, 2007 5:35 am

Good! Keep us posted, OK?

Guest · Posted: Mon Jul 02, 2007 5:45 pm

does anyone have any infor on gfsi,integrated or interim financial services, like a web site fax number or email

Posted: Mon Jul 02, 2007 7:11 pm

GSFI, Oh Lord.......... I haven't heard of the others. Read the posts concerning GSFI - Cash Today??? Help anyone? I believe that's ONE of theirs??? I don't know about the other two.