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 Posted: Tue Nov 06, 2007 11:04 am |
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I need to get out of trouble and I'm hoping you can help. I have several payday loans that keep getting me deeper and deeper in trouble.
I live in North Dakota and here is what I have.
Amounts are what I received
my cash now (internet) - $1000
Cash Connection (store front) - $600
Greenbacks (in MN, store front) - $700
Red D Cash (store front) - $400
What can I do?
Thanks!
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jennrenata
Guest
Debtcc Points: 100
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| Posted: Tue Nov 06, 2007 11:06 am |
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jenn what have you paid back so far including fees?
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aminah
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aminah0529
Joined: 23 Oct 2007
Posts: 415
Debtcc Points: 3290
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| Posted: Tue Nov 06, 2007 9:48 pm |
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Here are your ND laws...please list how much you have paid so far as aminah asked...then we can help you from there:
| Quote: | Legal Status:
Legal
Loan Terms:
Maximum Loan Amount: $500
Loan Term: Max: 60 days
Maximum Finance Rate and Fees: 20% + databasing fee
Finance Charge for 14-day $100 loan: $20
apr for 14-day $100 loan: 520%
Debt Limits:
Maximum Number of Outstanding Loans at One Time: Not Specified ($600 aggregate loans outstanding to all licensees)
Rollovers Permitted: One (renewal fee not to exceed 20% of amount being renewed)
Cooling-off Period: 3 days
Collection Limits:
Collection Fees: $20 NSF fee (if disclosed)
Criminal Action: Prohibited (Unless account was closed on date of original transaction)
Where to Complain, Get Information:
Regulator: North Dakota Department of Financial Institutions
Address: 2000 Schafer Street, Suite G Bismarck ND 58501
Phone: (701) 328-9933
Fax: (701) 328-9955
Regulatory Contact: Robert J. Entringer,, Assistant Commissioner
http://www.state.nd.us/dfi/ |
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Morningstarr430
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