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How can I negotiate with in store payday loan companies?  

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I really need help/advice regarding my payday loans. I currently have 4 loans at different stores in my state of Ohio. Its becoing overwhelming to keep track or them all and pay all my other bills. Any suggestions on how to negotiate or work with these lenders?

Thanks
Jay (Columbus, OH)
 

asked Feb 27, 2007 02:30 PM

hale.146
Best Answer
2
best answer

In the state of OH the storefronts have to give you a payment plan...they can be real butts to deal with but as long as you know the laws they will eventually have to give in. Be persistant with them...I had one out to checksmart and they played hardball with me at first but once they realized that I knew my laws, they gave in to my demands for repayment plan...Just stick to any repayment plan you set up!

answered Apr 15, 2007 02:56 PM

9 Answers

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Pm brownsugar.She is in your neck of the woods and she is dealing with that type of situation also.Tell her Cajun sent you.

answered Feb 27, 2007 02:33 PM

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Welcome to the forum Hale. I am also from Ohio. What pdls do you have? Maybe I can help.

answered Feb 27, 2007 03:46 PM

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jay -

welcome to the forums! Many of us here have worked successfully with storefront payday lenders. If you can let us know what companies you are working with, we can help you out.

answered Feb 27, 2007 03:47 PM

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Hale--

What storefront payday loans are you dealing with? By chance, are any of them Checksmart or Express Payroll Advance. If so, these companies are a real treat to deal with icon_evil.gif If you are dealing with any of these two companies and have any questions, just send me a PM icon_smile.gif

answered Feb 27, 2007 04:05 PM

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Has anyone here dealt with Cash Land or Check into Cash? I am in Northeast Ohio and getting desperate!

answered Apr 15, 2007 01:12 PM

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Where can I find the Ohio laws regarding payment plans? I want to make sure I have the knowledge of that to back me up. Thanks!!

answered Apr 15, 2007 03:58 PM

Anonymous
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Guest, here is the link to look up OH's payday loan laws.

http://www.paydayloaninfo.org/states.cfm

answered Apr 15, 2007 05:27 PM

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Welcome to the forums! I am in Ohio right now and trying to negotiate with Cashland. They don't really want the payments that I can afford but they will accept what I can pay. The best of luck to you! You have come to the right place for support and advice!

answered Apr 15, 2007 07:16 PM

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i'm in tx and i have 6 diff store i got to pay i want 2 consolidate them but dont know how

answered May 25, 2009 09:41 AM

Anonymous
1 

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