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Posted: Fri Jan 05, 2007 6:09 pm

Im from OH can they take you to jail for a paydays loans you cannot pay because you dont have any source of income?

Posted: Fri Jan 05, 2007 6:14 pm

Welcome to the boards, there is no debtors jail and they cannot send the sheriff after you. I sent you a PM check you message box on the far right menu at the top.

Posted: Fri Jan 05, 2007 6:20 pm

I'm from OH. Are these storefronts or internet pdls? Because in OH depending on the circumstance and these are storefronts you need to be cautious with how you handle them.

Posted: Fri Jan 05, 2007 6:46 pm

definitely, storefronts can be a serious pain in the rear. Steelers knows her stuff when it comes to these crooks, though!

Posted: Fri Jan 05, 2007 6:47 pm

No, they can NOT send you to jail.

There are a lot of us from Ohio around, so ask any questions you may have! Welcome to the forums!

Posted: Fri Jan 05, 2007 6:48 pm

Jessi, in certain circumstances they can press charges on the storefronts. If you are going from one pdl to another and then default. You could be charged with check kiting.

Posted: Fri Jan 05, 2007 6:50 pm

omigosh..did my definitely sound like definitely they can send you to jail? I didn't mean THAT..I meant "definitely you need to be cautious." Embarassed

Posted: Fri Jan 05, 2007 6:54 pm

Steelers--That's a diff. situation. I don't think most people have the intention of going from one to another to default on purpose. Those people deserve to get in trouble.

Posted: Fri Jan 05, 2007 7:05 pm

When I consulted with a Ch 13 BK attorney, he told me that it is very rare that a storefront will bring criminal charges, it is usually civil, but if they can prove criminal intent, such as putting a stop payment on the check, or closing your account, they can get you for "passing a bad check."

Posted: Fri Jan 05, 2007 7:11 pm

Yes, that is true, and if a storefront really wanted to they could pursue charges. So it is always best to be cautious and work out something with the storefronts. That is why they threaten the jail thing, I think they know majority of people didn't intentionally default but there are those out there who go from to another and then default as soon as they get the money and knew they would never pay it back.

In Deep · Posted: Sat Jan 06, 2007 2:41 pm

I had a IPDL ach my account and I don't have a clue who it is. Fast Cash 321 - I talked to my bank and they entered a dispute to get some facts. Since this is in dispute, can they file charges against me, whoever they are?

Posted: Sat Jan 06, 2007 3:02 pm

This is a pdl from the internet and not licensed. They are not going to press charges against you, they will claim somebody will be at your house to arrest you or they are going to press charges, but that is a lie. You don't need to worry about going to jail for this ipdl.

kc8uyb · Posted: Tue Mar 06, 2007 1:26 pm

I live in WV and wrote a check cashing place. My checking account was closed by my bank because of no usage. Can the check cashing place file charges or just send it to a collection agency?

Posted: Tue Mar 06, 2007 1:44 pm

if you knowingly wrote a check on a closed acct this can be bad news.. if you wrote the check before the acct was closed.. that MIGHT be different..

Posted: Tue Mar 06, 2007 1:52 pm

It could also look bad because if the bank closed your account for no activity then obviuosly you weren't using the account at all and had a 0 balance for about 3 months. Most banks don't close accounts with no activity as long as there is a balance in it.