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#1
04-08-2007, 02:50 PM
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Telecheck
Is Telecheck a collection agency? I accidentally bounced a check to Wal-Mart. Somebody saying they were Telecheck called and said if I didn't pay the check plus $30 by April 13 they would add all kinds of fees and such. They started calling at 8 a.m. on Friday. In Ohio the laws say they must send something in writing:
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#2
04-08-2007, 03:03 PM
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From what I read on their website,they do check verification,keep records of nsf's,and also do check guarantees. If they paid off your check,then they will be the original creditor. Remind them of your statutes next time they call. Their office is listed below.
Check Writer Information Declined Check Information for Check Writers 1-800-366-2425 Check Collection 1-800-366-2425 Free annual file disclosure pursuant to the Fair Credit Reporting Act 1-800-TELECHECK Headquarters telecheck Services, Inc. 5251 Westheimer Houston, Texas 77056 __________________
Cajunbulldog Keeping an eye out for consumers. http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809 http://www.ftc.gov/os/statutes/fcrajump.shtm http://www.debtconsolidationcare.com.../about216.html Use this letter to protect your rights under the FDCPA myfairdebt.com & myfaircredit.com-Good source of case law in forums.
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#3
04-08-2007, 05:48 PM
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I have bounced a check at Wal Mart in Ohio as well. It took me a long time to pay it back-(way too long due to hard times) and they never charged extra fees beyond the $30 bounced check fee. Call and let telecheck know when you will be paying it. I have found them nice to deal with. I do find it strange that they called you. I have never gotten any more than letters in the mail from them.
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#5
04-08-2007, 06:08 PM
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They use chex mainly,but lot of merchants use this tele check for accepting checks.
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Cajunbulldog Keeping an eye out for consumers. http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809 http://www.ftc.gov/os/statutes/fcrajump.shtm http://www.debtconsolidationcare.com.../about216.html Use this letter to protect your rights under the FDCPA myfairdebt.com & myfaircredit.com-Good source of case law in forums.
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#6
04-08-2007, 06:29 PM
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telecheck reports to ChexSystems! I never knew this until I was trying to open a new acct a couple weeks ago. I didn't have any charged off bank accounts so I ordered my chexsystems reports and apparently Telecheck reported me for writing a bad check to Wal Mart. It did show it as paid but is on chex systems for 5 years now I guess. This was a surprise to me.
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#8
07-21-2007, 04:13 PM
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Telecheck & Chexsystems
United Community Bank lost my deposit and sent back a bunch of checks when the money was there. telecheck messed me up good over it I intend to sue the bank big time. As far as Telecheck and Chexsystems go they are like a bunch of buzzards waiting for something to die so they can destory what is left. People work hard to do the right thing. Just as soon as something goes wrong they just can't wait to destory them. That is like buzzards. I sure don't want to be in their shoes when it's time to stand before god in the judgment. I am not judging but the bible is clear about these people will bust hell wide open.
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#9
09-10-2007, 02:08 PM
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Telecheck
The Bank messed up and bounched 18 Checks. I paid all them with a Money order for each. telecheck has only given me credit for one of them. I had to write them a letter with a copy of one of the money orders. They read what they want to out of the letter and give me credit for the one. The otherers they have just kelp my money and think I will pay it again. I am now seeking others who this has happened to. I want to get a group together and sue Telecheck
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#10
02-23-2008, 09:09 PM
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PAYMENT ON CHECK
I recently paid on a check that I had written 2 yrs ago that I just within the last week was made aware of. My question now ,will I now be able to open a checking account,since this debt has been settled? Please let me know what the procedure is after this.My e-mail is"ropowell2002@yahoo.com. Thank you in advance....Ronn Powell[/b]
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#13
03-04-2008, 08:33 AM
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TELECHEX-WALMART
I had been banking with NetBank that the FDIC closed down. At that time, I had written two checks to Walmart. Worried that they had not cleared, I have called Walmart who advised me they had been sent to telecheck. I had no notification at all from Walmart or Telecheck that the checks were out there. I had to go hunt them down. I just spoke to Telecheck who when advised I can make the payment on 3-14-08 they said it could still go to the courts since they were so old. When asked why I hadn't received any written notice they said because Walmart sends the checks electronically and there was no information. Can they really send this to court without having notified me?
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#14
03-05-2008, 03:56 PM
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worried, could it be that you received no notification of the checks not clearing because your bank was closed down? In the case of the Walmart checks, yes, you can still "get into trouble" for bad checks if they so desire to take you to court, even if you didn't receive notification. I hate to give you bad news, but I'm being honest here. Your best bet is to get these babies paid off, get a receipt showing they are paid, and get your checks back from them. Then they shouldn't be able to pursue further action since you've paid them, you have your checks, and you have a receipt showing paid.
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