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Old 12-19-2006, 10:32 AM
jessicaortiz6219 jessicaortiz6219 is offline
 
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Default Garnishment from Tremont

i GOT A LOAN from Tremont Financial which I defaulted on. I revoked the assignment and they got a judgement. My wages are now being garnished. I filed for bancruptcy (on my own) and sent the paperwork to my employer but for some reason they are saying this is not enough. If I contact Tremont and tell them I am filing, will they have to stop the garnishments?
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Old 12-19-2006, 10:40 AM
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what state are you in how did they get judgement? did u go to court?
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Old 12-19-2006, 10:47 AM
TASHA_MOSELEY TASHA_MOSELEY is offline
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did u go to court? when and how did they get judgement?
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Old 12-19-2006, 11:43 AM
rmalcolm rmalcolm is offline
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They tried the same thing with my company. I simply supplied a copy of the assignment revocation, a copy of the Oklahoma wage assignment laws and told my employer about this website. They did indeed receive a wage assignment from Tremont - but stated that they would NOT pay these people based on my wage assignment revocation.
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Old 12-19-2006, 11:46 AM
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You don't necesarily have to go to court to be garnished. I am an HR rep, and I think this is what's happening....Your payroll dept MUST get notice from the trustee before they stop the garnishment, your copy of the papers isn't good enough. When they get that info, the garnishment will stop, and the deduction for the bankruptcy will take over. If you have any questions, please feel free to pm me.
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Old 12-19-2006, 01:54 PM
TASHA_MOSELEY TASHA_MOSELEY is offline
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finsfan how can they garnish without going to court?
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Old 12-19-2006, 03:52 PM
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finsfan13 finsfan13 is offline
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Tasha..

If a creditor can prove that they have tried to contact you several times and they have either not heard from you or gotten a blatant refusal, they can petition for a judgement against you. There is a fine line here, I know it applies to CC debts, but don't know what else. I also don't know if that applies federally.
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