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Posts by outlaw8117
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Posted: Thu Apr 17 14:52:54 2008 So a couple of days ago, I get this call at work ..
Posted: Tue Feb 5 14:44:28 2008 Sorry for the ignorance but what is EPP and the ..
Posted: Tue Feb 5 14:38:34 2008 Yeah I didn't find anything either. The creditor ..
Posted: Tue Feb 5 14:34:50 2008 I am looking at the letter right now. It's ..
Posted: Mon Feb 4 14:26:51 2008 I posted this in another forum and didn't get a ..
Posted: Mon Feb 4 14:10:40 2008 Yeah, I haven't called the IRS yet as I just got ..
Posted: Mon Feb 4 13:37:00 2008 Yep, I have my facts straight. I got a leter from ..
Posted: Sun Feb 3 22:51:26 2008 I just received a letter from the IRS that they ..
Posted: Sun Feb 3 22:40:37 2008 Has anyone ever heard of this firm I received ..
Posted: Sun Feb 3 22:37:43 2008 Anyone have information on who they are I can't ..
Posted: Tue Nov 27 16:38:37 2007 Hey Sam I appreciated a lot of the advice you ..
Posted: Tue Nov 27 16:31:40 2007 In WA the SOL on an Open Account is 3 years ( I ..
Posted: Mon Nov 26 16:14:45 2007 debt validation letter ..
Posted: Mon Nov 26 16:12:33 2007 It's the same collection agency, just looks like ..
Posted: Mon Nov 26 15:50:17 2007 I live in WA and I believe that there is no time ..
Posted: Mon Nov 26 15:14:55 2007 I have a similiar situation. I sent a DV letter ..
Posted: Tue Oct 9 16:18:31 2007 Hi All.. Been a long time since I wrote last. I ..
Posted: Thu Jul 5 11:57:57 2007 I was just served a 20 days summons for a ..
Posted: Mon Feb 12 14:16:51 2007 Tex, Good topic. Here are my thoughts. As far ..
Posted: Tue Jan 30 13:57:47 2007 Here's something about disputing items online. I ..
Posted: Thu Jan 25 8:40:30 2007 I knew they couldn't get the garnishment without ..
Posted: Wed Jan 24 11:20:14 2007 Good reading material. How come I never get ..
Posted: Wed Jan 24 10:30:42 2007 Well they already have the judgment because my ..
Posted: Wed Jan 24 7:50:43 2007 Does anyone know the laws when it comes to ..
Posted: Wed Jan 24 7:47:35 2007 You know what really sucks. It's illegal to get a ..
Posted: Wed Jan 24 7:39:01 2007 This is the way I understand how it works, ..
Posted: Tue Jan 23 10:05:00 2007 Well, she can't go back and record the ..
Posted: Tue Jan 23 8:17:53 2007 I have heard there are some out there that seem ..
Posted: Tue Jan 23 8:09:29 2007 verbiage.. it's early for ..
Posted: Tue Jan 23 8:09:13 2007 This is the vergiage I use in my debt validation ..
Posted: Tue Jan 23 7:57:15 2007 I've heard that before. Do you have any case law ..
Posted: Fri Jan 19 14:32:38 2007 Alliance One is leaving phone messages at my ..
Posted: Fri Jan 19 14:25:34 2007 Well the balance left is around $1200. He ..
Posted: Fri Jan 19 14:21:55 2007 Good luck and keep us posted. We all learn from ..
Posted: Fri Jan 19 13:46:47 2007 I had my wages garnished for an old debt. In my ..
Posted: Fri Jan 19 13:23:06 2007 No you can't go to jail for that. In court they ..
Posted: Fri Jan 19 12:47:58 2007 Don't miss the court date. Because if you do, the ..
Posted: Fri Jan 19 12:43:15 2007 I have to agree with suebee. He is here of his on ..
Posted: Thu Jan 18 14:36:43 2007 that's what I came up with but I don't believe ..
Posted: Thu Jan 18 10:30:34 2007 Anyone know this number I've googled it and ..
Posted: Thu Jan 18 9:22:39 2007 I have the same thing going on with Weltman, ..
Posted: Wed Jan 17 14:26:47 2007 OH yeah, I forgot to mention, the repo was NOT ..
Posted: Wed Jan 17 14:26:10 2007 Here is something that you may want to keep in ..
Posted: Tue Jan 16 14:25:07 2007 I owe the IRS about $25K in taxes. I am taking ..
Posted: Fri Jan 12 14:27:10 2007 Isn't it illegal to make someone pay that is ..
Posted: Fri Jan 12 14:11:00 2007 I'm afraid I probably don't have any kind of ..
Posted: Fri Jan 12 13:52:27 2007 Does anyone know how I find out when ..
Posted: Thu Jan 11 15:04:16 2007 swift, here are some resources in Michigan. ..
Posted: Thu Jan 11 14:19:52 2007 Where do you live What state and ..
Posted: Thu Jan 11 13:55:44 2007 Hi Swift, This site will help as much as ..
Posted: Thu Jan 11 12:40:00 2007 well I called these guys. I spoke with a Paul. I ..
Posted: Thu Jan 11 11:01:36 2007 Doug, First, good to hear you are offering ..
Posted: Thu Jan 11 9:27:39 2007 Good points above when it comes to the debt being ..
Posted: Thu Jan 11 9:04:07 2007 Hi Marcy, I am in the process of disputing ..
Posted: Thu Jan 11 8:04:39 2007 I am not sure. I think it's up to the original ..
Posted: Wed Jan 10 14:24:05 2007 It just amazes me that they can do this. Maybe ..
Posted: Wed Jan 10 7:40:17 2007 I think the other thing you would have to look at ..
Posted: Tue Jan 9 14:52:30 2007 Yep, it sounds like I am dealing with the ..
Posted: Tue Jan 9 14:34:24 2007 this might add a level of comfort. World ..
Posted: Tue Jan 9 14:28:29 2007 This amount is small to. ONly $170, not real ..
Posted: Tue Jan 9 14:22:13 2007 The only other reason I would do this is that I ..
Posted: Tue Jan 9 14:20:55 2007 I would normally agree. But for me take them up ..
Posted: Tue Jan 9 14:08:38 2007 Hi all, I just need some feedback. I received an ..
Posted: Tue Jan 9 13:36:23 2007 My wife got a call from this collection agency. ..
Posted: Tue Jan 9 13:22:01 2007 I would pin them down to some hard facts and ..
Posted: Tue Jan 9 11:29:02 2007 Well I have some thoughts on that topic that may ..
Posted: Tue Jan 9 11:10:30 2007 I think I got a recording yesterday from them. ..
Posted: Fri Jan 5 15:21:53 2007 Hi speed, I am in the process of improving my ..
Posted: Fri Jan 5 8:18:41 2007 I knew there was some reason why he was so upset ..
Posted: Fri Jan 5 7:53:38 2007 This doug dude has some serious anti social ..
Posted: Tue Jan 2 11:12:00 2007 What also makes me wonder about this particular ..
Posted: Tue Jan 2 11:10:10 2007 WA state does What is the statute if you know it ..
Posted: Tue Jan 2 10:40:00 2007 Regardless of what the intent was. In WA state ..
Posted: Tue Jan 2 9:48:52 2007 I'm not too worried and definitely don't feel ..
Posted: Tue Jan 2 9:34:37 2007 I just received a letter from a collection agency ..
Posted: Tue Jan 2 9:28:26 2007 I agree with FYI, there are a only a few letters ..
Posted: Fri Dec 22 18:07:28 2006 Thanks for pointing out some of the grammatical ..
Posted: Thu Dec 21 14:31:07 2006 That's one reason I posted it. I know there are ..
Posted: Thu Dec 21 13:49:29 2006 If you dispute online, just print out the sheet. ..
Posted: Thu Dec 21 13:41:59 2006 Hello all, I had mentioned in another post that ..
Posted: Thu Dec 21 8:59:18 2006 I've just done mine online. I had several things ..
Posted: Thu Dec 21 8:06:00 2006 No on jail, it's a civil matter. Yes on law suit. ..
Posted: Wed Dec 20 15:21:23 2006 Yes, I would pay those first. Find out who to ..
Posted: Wed Dec 20 14:10:19 2006 He is right in that it can't hurt your score. ..
Posted: Wed Dec 20 14:06:15 2006 First thing I woul do is check to see if the ..
Posted: Wed Dec 20 13:54:33 2006 Here is more resource info. I was on the Dept. of ..
Posted: Wed Dec 20 13:28:56 2006 Guest, I agree with you. I would not give my bank ..
Posted: Wed Dec 20 13:23:04 2006 Just some info for everyone. If you are pursuing ..
Posted: Wed Dec 20 12:44:25 2006 My last post wasn't really helpful. But if you ..
Posted: Wed Dec 20 12:41:46 2006 There is really a company out there called ..
Posted: Wed Dec 20 12:38:03 2006 Hey Diva, Be sure to read the FDCPA closely and ..
Posted: Wed Dec 20 12:23:38 2006 I like this quote. I think I'll add that new line ..
Posted: Wed Dec 20 12:19:38 2006 I don't think I got the NSF fee. I unfortunately ..
Posted: Wed Dec 20 12:12:46 2006 You're welcome. And thanks for the compliment. I ..
Posted: Wed Dec 20 10:36:05 2006 I used to have a Netflix account. They would bill ..
Posted: Wed Dec 20 10:23:38 2006 No problem. I don't think it really matters which ..
Posted: Wed Dec 20 10:06:49 2006 Here is a copy of a sample letter I used. My ..
Posted: Fri Dec 15 9:52:47 2006 It doesn't usually say in the court judgment. In ..
Posted: Fri Dec 15 9:48:31 2006 Beauty I'm glad that you are compassionate when ..
Posted: Fri Dec 15 9:45:09 2006 It is true that debt collectors will accept ..
Posted: Fri Dec 15 9:37:25 2006 If I am not mistaken, they can not suit or serve ..
Posted: Thu Dec 14 12:55:39 2006 I would never fault anyone for not being able to ..
Posted: Wed Dec 13 14:07:52 2006 yeah that sounds a little better and not so ..
Posted: Wed Dec 13 13:42:21 2006 Beauty, this is what I typed up. As a ..
Posted: Wed Dec 13 13:30:41 2006 I just don't want it to come back later and bite ..
Posted: Wed Dec 13 13:30:18 2006 Can I ask in my letter that once paid off that ..
Posted: Wed Dec 13 9:37:35 2006 Hello, I sent a payment offer plan to some ..
Posted: Wed Dec 13 9:25:20 2006 I wasn't logged in above when I mentioned the car ..
Posted: Tue Dec 12 11:22:17 2006 I am guessing that they did since I was garnished ..
Posted: Tue Dec 12 11:03:31 2006 Here's something else to think about. Kind of ..
Posted: Tue Dec 12 10:57:02 2006 Good discussion by the ..
Posted: Tue Dec 12 10:40:19 2006 What I'm trying to dispute is that I have a ..
Posted: Tue Dec 12 10:30:31 2006 I think 7 years for some things is too long. ..
Posted: Tue Dec 12 10:15:28 2006 Thanks for the good info Debtcruncher. I guess ..
Posted: Mon Dec 11 10:03:44 2006 The credit bureaus I see are not posting that ..
Posted: Mon Dec 11 9:59:39 2006 I see a lot of posts and the SOL is mentioned ..
Posted: Mon Dec 11 9:24:27 2006 First thing I would do is get credit reports ..
Posted: Mon Dec 11 9:02:02 2006 I used to be afraid to answer the phone until I ..
Posted: Mon Dec 11 8:55:21 2006 I would have to say that both would need to meet ..
Posted: Mon Dec 11 8:40:29 2006 Debtcruncher, I just read your complaint. How do ..
Posted: Fri Dec 8 13:40:10 2006 I like that one because it's simple. Here is a ..
Posted: Fri Dec 8 13:16:27 2006 If I'm not mistaken, by law they have to validate ..
Posted: Fri Dec 8 13:06:22 2006 Ok, In my letter that I will send back to them ..
Posted: Fri Dec 8 11:03:48 2006 I had a truck repo about 10 years ago. Yes the ..
Posted: Fri Dec 8 10:54:15 2006 I've sent out several DV letters and it's coming ..
Posted: Fri Dec 8 10:34:58 2006 Ashley, What was the best method of disputing ..
Posted: Fri Dec 8 8:36:36 2006 That is annoying. At times I stretch it between ..
Posted: Fri Dec 8 8:32:00 2006 I believe so. I didn't have the letter yesterday ..
Posted: Thu Dec 7 13:49:56 2006 Good job! Stick to your guns. I would guess that ..
Posted: Thu Dec 7 10:45:40 2006 Yes I the cc has been charged off and sent to ..
Posted: Wed Dec 6 15:18:32 2006 Flow, I used to not answer my phone cuz I knew it ..
Posted: Wed Dec 6 15:12:03 2006 thanks all. This forum is proving to be useful. I ..
Posted: Wed Dec 6 15:07:44 2006 I am going to send them a debt validation letter. ..
Posted: Wed Dec 6 11:18:45 2006 So what's the best way to go about this Should I ..
Posted: Wed Dec 6 10:42:02 2006 I just got a letter from a CA on an old dept ..
Posted: Wed Dec 6 10:39:37 2006 Oh yeah, I forgot to mention I can give you a ..
Posted: Wed Dec 6 10:36:57 2006 There were a couple of bills that I paid on and ..
Posted: Tue Dec 5 14:49:15 2006 Well my story is not a unique one I'm sure but ..
Posted: Tue Dec 5 13:40:35 2006 Here is a copy of the second DV letter that I ..
Posted: Tue Dec 5 13:17:20 2006 It's actually my wife's account. I wasn't on it. ..
Posted: Tue Dec 5 13:15:58 2006 It's actually my wife's account. I wasn't on it. ..
Posted: Tue Dec 5 12:50:30 2006 that last one from guest was me. I wasn't logged ..
Posted: Tue Dec 5 10:59:26 2006 Don't they have to send you some kind of legal ..
Posted: Tue Dec 5 10:55:38 2006 I thought about sending a second letter to Alaska ..
Posted: Tue Dec 5 10:52:31 2006 Has anyone dealt with Lexington Law They ..
Posted: Tue Dec 5 10:33:29 2006 My wife wrote a check that bounced in November ..
Posted: Tue Dec 5 10:26:56 2006 There are websites out there that list banks that ..
Posted: Mon Dec 4 14:16:51 2006 Beauty, I find it very valuable to talk with ..
Posted: Mon Dec 4 13:39:34 2006 Thanks for the info Sam. But what about a debt ..
Posted: Mon Dec 4 12:24:24 2006 Are you asking or telling. The garnishee could be ..
Posted: Mon Dec 4 11:13:31 2006 Yes I believe they can. The garnishment letter is ..
Posted: Mon Dec 4 9:51:34 2006 I just disputed 16 negative items on my credit ..
Posted: Mon Dec 4 9:50:59 2006 How easy is it to get judgements and court items ..
Posted: Mon Dec 4 9:16:29 2006 My wages are being garnished by a local law firm ..
Posted: Mon Dec 4 9:04:44 2006 Has anyone ever dealt with CBCS They called me ..
Posted: Wed Nov 22 14:36:29 2006 Well the way I undestand it, they have to get ..
Posted: Wed Nov 22 14:31:24 2006 I have a several collection accounts that I am ..
Posted: Wed Nov 22 14:13:58 2006 I don't know how long it will take to come off ..
Posted: Wed Nov 22 12:31:30 2006 I disputed the items from TU and Experian online. ..
Posted: Wed Nov 22 11:31:47 2006 I have to agree. We are all here to help each ..
Posted: Wed Nov 22 11:09:15 2006 Yes, they are on all 3 of my reports. I disputed ..
Posted: Wed Nov 22 10:28:53 2006 I am disputing several things on my credit ..
Posted: Wed Nov 22 10:00:58 2006 My wages are currently being garnished. In WA the ..
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