Anonymous
Anonymous
Posts: n/a
Credits: 0
[Check]

Sub: #1 Is this Illegal?
Replied on 08-17-2007, 10:35 AM
Reply With Quote

Company/Individual reported: Palasiades Collection/Spiegel

They have posted a debt that is closed and over 7 years old on my credit report. I have never heard of this collection agency. Never received any documentation from them. Can they do this when the debt is scheduled to be removed under law?

Posts: 97
Credits: 2,727


Send message to BethMinOH
Sub: #2
Replied on 08-17-2007, 02:40 PM
Reply With Quote

I seem to have your same problem, "Anonymous". I believe that Palasiades (sp?) is also the same company as Paragon Way, and I have them listed on my Experian report as collecting on an old debt that has passed the Statute of Limitations (sol). Which state did you live in when you opened your credit line with Spiegel? Each state has different laws pertaining to sol. I lived in California when my debt was opened, and California's sol is 4 years for written contracts (and 2 years for verbal contracts).

Posts: 1
Credits: 47


Send message to tammiehale58
Sub: #3 Automatic deduction from checking accout
Replied on 03-10-2008, 04:08 PM
Reply With Quote

I have never authorized for Capital one to deduct any payments from my checking account, the account is closed and the bank is charging me with over draft fees. I have called and asked Capital One to stop doing this but they continue to do it. I HOPE THAT I AM SAYING IT LOUD ENOUGH STOP TAKING THE PAYMENTS OUT OF MY CLOSED ACCOUNT!!!!!!!!!



Posts: 9,291
Credits: 128,751


Send message to cannr
Sub: #4
Replied on 03-10-2008, 07:33 PM
Reply With Quote

Oh, tammiehale, you're saying it loud enough. However, are you saying it to Capital One?

Posts: 26
Credits: 237


Send message to procollect69
Sub: #5
Replied on 09-08-2008, 04:07 PM
Reply With Quote

I would dispute the charges with your bank




«Previous Thread | Next Thread»
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes
Linear Mode Linear Mode

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump


All times are GMT -8. The time now is 01:46 AM.





About Us | Contact Us | Privacy Policy | Affiliate | Sitemap | Espanol | RSS Feeds| Terms of Services
* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
Page loaded in 0.052 seconds.