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#33
07-01-2009, 01:17 PM
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Payday Loan Consolidation
Hi,I have 8 payday loans.Can I have all of these consolidated so that I'll just be paying an affordable monthly payment?These people helped me when I had no one else to help,so I do want to pay back and not hurt/affect them,but I'm in over my head having so many.
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#34
07-09-2009, 08:48 AM
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who is the BEST PDL consolidation company?
who is the BEST PDL consolidation company, that handles all the "dirty work" and does best job of setting up payment plans?
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#35
07-13-2009, 12:55 PM
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Payday loan consolidation
I am only interested in consolidating my payday loans and nothing else, and it has to be done ASAP before my next due date comes which is on 7/17/09. Can you help me please. I just can't answer the phone right now that's way I am writing to you. Thanks.
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#37
07-18-2009, 05:28 PM
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payday loans
is there any way to get out of them and make a monthy payment to them
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#38
07-25-2009, 06:50 AM
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Are you people for real?
I have several payday loans, and I signed up for a counseling session. When I started putting in my creditors, I find out you don't accept Storefront payday loans, and here you are advertising that you help people with payday loans. I'm sorry, but I feel like I'm being scammed.
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#39
07-25-2009, 07:22 AM
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I don't recommend hiring a debt settlement company until you find out the details. Ask MANY MANY questions. More times than not, individuals are able to settle payday loans on their own with the advice of the members of this forum, why pay someone to do what you can do yourself. There is no guarantee a debt company can and WILL settle with payday lenders, especially if the lenders are unlicensed! It pays to do your research first!
__________________
CLICK HERE To join my Social group, The Payday-Loan-Free Advocates! My dragon grew up!------->  <--------This is Nepolian Online Complaints Ohio Attorney General Online complaints: Federal Trade Commission. Ohio Payday Loan Laws CLICK HERE to find a Creditor
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#40
07-25-2009, 08:03 AM
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a while ago, i wanted to do the debt settlement route but the settlement company told me to open up a bank account with them as power of attorney, i would send them payment every month but keep puttng money in this savings account also until there was enough there to maybe settle with each of the payday loans. But then i was told at the end of the conversation that not all payday companies will work with them so guess what? i fixed my payday problem myself by following the advice given here on this website. all the payday companies got their money one at a time because that's all i could do. i didn't care how much they yelled or threatened, i didn't back down. i paid using a walmart reloadable visa card because i now had proof that they were getting paid. I demanded PIF's after paying double or triple the amount that i borrowed. After a while, the war died down and my world was at peace again. no more payday loans. yes, you can do this on your own.
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#42
08-07-2009, 08:33 AM
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debt
I read over the website and wanted to know if these consolidation loans include payday loans and/or lines of credit from payday loan companies? I have 3 lines of credit with 3 different companies and I am looking to consolidate them as soon as possible.
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#43
08-14-2009, 05:02 AM
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I do not know the specific rules on a LOC for payday loans. I would call and ask the PDL compnay if they offer an extended payment plan on the LOC loans.
You can also call a PDL consolidation company and ask. __________________
"We are what we repeatedly do. Excellence, then, is not an act, but a habit." -Aristotle-
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#45
08-19-2009, 06:03 PM
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Please begin a new topic with the following information:
-Names of each pdl company. -Whether they are store front or Internet. -How much you borrowed. -How much you paid so far. -The state in which you reside. __________________
CLICK HERE To join my Social group, The Payday-Loan-Free Advocates! My dragon grew up!-------> <--------This is Nepolian Online Complaints Ohio Attorney General Online complaints: Federal Trade Commission. Ohio Payday Loan Laws CLICK HERE to find a Creditor
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#46
08-21-2009, 10:57 AM
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so i know im going somewhat off subject here.......i have 4 pdl but they are not online they are storefront loans and my balances on them are starting to suffacate me finicially......also they have defaulted and i cant come up with the arragaments that they want me to keep.......im a blue collar guy i bring home less then 700 a check and all together they want me to pay about 650 a check what are my options here obvisouly i cant make those kind of payments......please someone help me out
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#48
09-10-2009, 07:52 PM
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make sure they are supposed to be lending like that...
you should look up your states payday loan laws, for eg: I am in Florida, and it is against the law for a company to lend over $500, and you cannot have more than one. Also once you pay off one, you have to wait 24 hours to take out another pay day loan. So check you states laws they may be doing this illegally. And Also read the paper work you have signed with the, there should be a section that addresses if the loan cannot be paid at the time it was initially agreed upon. Again, in Fl it states that you must notify them before the day it is due, and they cannot continue with interest charges, at that point you can set up an arrangement that fits your needs not theirs. No matter what state you are in there is a law to protect you from sharks like these, and you have to just tell them what you are willing an able to pay not what they want. If you can only afford to pay them down $100 a check than that is what they have to accept, because if they were to take you to court and you tell the judge the arrangements you offered and they refused the judge should side with you, after all you are attempting to make payment, they are the ones refusing to accept it. Good luck hope this helps!!
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