Payday loan debt consolidation - Way out of payday hell !!

I have bad credit and I have 3 payday loans. I missed one payment. This resulted in returned checks to the loan companies. Can I consolidate these and get out from under this?

Can anyone tell me if payday loans are legal in New Hampshire?

Who are some of the better payday loan consolidate companies?

L Hawk, on this board we usually recommend handling them yourself it is usually easier and much less expensive. the loans might not even be legal where you live!
Start a new thread and post who you owe, what state you are in, how much was borrowed and how much was paid back. We can help you

I am looking for companies in Colorado that can help with payday loan relief -- Relief, LLC cannot work in Colorado, and the one other "law firm" company I called also does not work with them. Does anyone know of any?

The problem is that Colorado requires debt settlement companies to post a million dollar surety bond no matter how many clients they have or how much they actually charge in fees. The handful of payday loan settlement companies out there are MUCH smaller than the big ones doing credit card settlement and the one I'm familiar with have decided that the cost of doing business in Colorado (i.e., the annual premiums on that huge bond) outweigh any benefit they are going to get. PDL Assistance tried to do business out there without the bond, got caught and ended up paying a small fine. I think that pretty much scared off everyone else.

Your best bet is to do it yourself. The people on this site can help you get addresses and contact information for your online lenders. If you have storefronts, most of them will let you do an extended payment plan to get the loans paid off. And the AG in Colorado is very active in going after unlicensed lenders so you can expect help there too if you need it.

I am trying to pay back my payday loan but because i was unable to the loan off when I suggested I would then there are going to take me court. What should I do...

I am trying to payoff a payday loan. The reported me as doing check fraud. The name of the company is the titan group and they call my job constantly, saying there going to serve with a summons. What should I do ?

What state are you in?

If I do this loan consolidation for payday loans what do they do with my check that I gave them?

Yes you can definitely get all payday loans consolidated into one payment.

Make sure you find out if your payday lenders are licensed to lend in your state before you commit to a debt consolidation company, illegal lenders aren't likely to negotiate and will expect more than you should pay them. All you should ever pay an illegal lender is the principal amount you borrowed and nothing more!

That is excellent advice Shazzers!

Will my credit be affected in anyway good or bad

Yes, it will affect your credit, however, I wouldn't recommend a consolidation loan until you find out whether your lenders are licensed!

I have 3 payday loans and I am finding myself falling short because I cant pay them off. Are you sure that I wont go to jail if I close my account.