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payday trouble

Hi, I am new, even though I have made a couple of posts. I didnot state the loans I have or the amounts, so here they are:

Platinum Cash Now borrowed $400 Paid $150.
Tremont Financial borrowed $400 Paid $360.
Purpose Loans borrowed $300, Paid $342
Loan Point-Geneva Roth Borrowed $300 Paid $540
Paycheck Today, Borrowed $300 Paid $320
Payday Cashlink Borrowed $300 Paid $220
Cash advance.net Borrowed $300 Paid $460
Payday Select Borrowed $400 Paid $660
PaydayOK Borrowed $400 Paid $560
Impact Cash Borrowed $300 Paid $360
USA PayDay Borrowed $300 Paid $410
Fast US Cash Borrowed $300 Paid $475
500 Fast Cash Borrowed $300 Paid $360
Cashnet USA Borrowed $400 Paid $200.

Just paid off Think Cash--$500 borrowed, paid $832

As you can see, I have 14 LOANS left! I am in Oklahoma. I just printed up a copy of the Oklahoma law and to stop drawing ACHs out of my account, and I have nine letters ready to send out certified, return receipt tomorrow. The other five I could not find the addresses for. I can't pay my car payment, havent for two months and it is in danger of being repossessed! I have had two calls from my banker in the last two weeks because my account is overdrawn, and she actually returned two ACHs to Payday Cashlink because of that, last week. I just sent e-mails to PaydayOK and PaydaySelect asking to mark my account PIF and even issue a refund. I can't close my account, because I will be overdrawn again this Friday, the 17th, on payday. What in the #%@@ am I going to do? I am so glad I have found you guys! Sorry this is so long!

Posted: Sun Aug 12, 2007 12:02 pm Subject:

Ok...here's the payday lending law for Oklahoma:
(I know you said you printed it, but just for the sake of reference...)

Posted: Sun Aug 12, 2007 12:14 pm Subject:

suebeehoney70,,

wow, that is an awsome thing you just did for that person, your so kind. just wanted u to know that.

Posted: Sun Aug 12, 2007 12:15 pm Subject:

thanks Lukeskywalker! Just trying to help out...seemed like she needed some info on those loans..it could be really confusing! Very Happy

Posted: Sun Aug 12, 2007 12:16 pm Subject:

great job. your an angel.

Posted: Sun Aug 12, 2007 12:18 pm Subject:

thanks!

Posted: Sun Aug 12, 2007 12:50 pm Subject:

SUEBEEHONEY70 YOU REALLY GIVE A TERRIFIC INFORMATION
HERE.
I ADORE ALL YOUR POSTS.

Posted: Sun Aug 12, 2007 12:52 pm Subject:

Thank you Tania! You're such a sweetie! Smile

Posted: Sun Aug 12, 2007 1:58 pm Subject: Payday loan help

Suebeehoney70, that is really great info! Do you know if that is a complete list of all lenders licensed in Oklahoma? (I am also from Oklahoma) If my internet lenders are not on the list, does that matter? What does that mean?

Posted: Sun Aug 12, 2007 2:13 pm Subject:

meekshrn - do you mean the list I posted or the Licensee Database? If you mean the list that our original poster on this thread posted, no - that's not a complete list, it's only the ones she's dealing with.

If you mean the Licensee Database I mentioned for OK - then yes, that is a complete list of lenders licensed to do business in Oklahoma.

Follow the link in my earlier post to access the Oklahoma Licensee Database for payday lenders licensed in OK. If they are not on the Licensee Database, then they are not licensed.

You will find internet lenders that allow you to do rollovers in OK - most likely they are not licensed - OK law prohibits rollovers.

Posted: Sun Aug 12, 2007 2:15 pm Subject: payday loans

Thank you!! I am new to this and am trying to figure out how to pay what I owe without letting them bleed my account dry.

Posted: Sun Aug 12, 2007 2:18 pm Subject:

meekshrn -

if you would like help, we'd be glad to help you out. Just post the information like the original poster did on this thread - name of the company, how much you borrowed, how much you've paid back, and whether they are internet or storefront lenders.

With that information, we can help you figure it out. Or, if you would rather, you can use the law shown above for OK to figure out how much interest is allowed per loan ($15 per $100 borrowed on loans up to $300; $10 per $100 borrowed on loans $301 to $500).

Let us know if you need any help!

Posted: Sun Aug 12, 2007 2:22 pm Subject: payday loans

I posted that info in a different area yesterday. I believe you responded to me initially. I'm not sure how to tell you where I posted it, though.

Posted: Sun Aug 12, 2007 2:29 pm Subject:

Ok, I'll find it and post there...when you are looking for it, go up to the menu on the left side of your screen and look for "my threads" and click on it...that's where you'll find anything you've posted.