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Help in California with Payday Loans! I have OVERPAID!

 
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PostPosted: Tue Oct 02, 2007 12:01 pm Subject: Help in California with Payday Loans! I have OVERPAID!
Latest Blog Post : http://cheyenne52883.yesdebtfree.org

I just went through and calculated what was paid:

1. Cash in a Wink - orginal loan was $300 and I have made payments of $937.50. I have another loan with them of $500 that I have paid $410 on.

2. BIG - original loan of $325 and I have paid $450

3. Loan Shop - original loan of $100 and paid $240 and another loan of $200 that I haven't made payments on yet.

Where do I go from here?????

cheyenne52883

cheyenne52883


Joined: 02 Oct 2007
Posts: 115

Debtcc Points: 2877

PostPosted: Tue Oct 02, 2007 12:19 pm Subject:

Hi cheyenne...I noticed that you have another thread that others have already responded to.

I am going to ask the moderators to lock this thread.

BUT...take this great info that you have pulled together here and post it onto your original thread Smile

volleyballmom
Debt Samaritan

Debt Samaritan


Joined: 27 Aug 2007
Posts: 4177

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PostPosted: Wed Oct 03, 2007 3:05 pm Subject:
Latest Blog Post : http://cheyenne52883.yesdebtfree.org

Can anyone tell me their experience at getting refunds and how they did it?
cheyenne52883

cheyenne52883


Joined: 02 Oct 2007
Posts: 115

Debtcc Points: 2877

PostPosted: Wed Oct 03, 2007 4:00 pm Subject:

Refunds are few and far between....at this point, just shoot for a PIF status.
volleyballmom
Debt Samaritan

Debt Samaritan


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Posts: 4177

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PostPosted: Wed Oct 03, 2007 4:21 pm Subject:
Latest Blog Post : http://cheyenne52883.yesdebtfree.org

SUCESS with BIG!!!! I called their office again (after spending my entire lunch hour on the phone trying to negotiate) and spoke with yet someone else. I must have had some really nasty notes in my account because I was transferred like 4 times. When I finally got to the right person he was VERY polite, VERY understanding and completely cleared up the situation. They are declaring my account PIF and I will be getting written confirmation of that!!! I am so thrilled!

FYI - If dealing with this company ask for "Robert James"... I am sure that is not his real name but he actually sounded like a Londoner and not someone from the India call center and took care of everything!!!


THANKS FOR EVERYTHING GUYS!!!!!!

cheyenne52883

cheyenne52883


Joined: 02 Oct 2007
Posts: 115

Debtcc Points: 2877

PostPosted: Wed Oct 03, 2007 4:25 pm Subject:
Latest Blog Post : http://cheyenne52883.yesdebtfree.org

Oh yeah... Robert James also said his direct line was 877-210-9414... Just incase anyone else needs it.
cheyenne52883

cheyenne52883


Joined: 02 Oct 2007
Posts: 115

Debtcc Points: 2877

PostPosted: Wed Oct 03, 2007 4:25 pm Subject:

That is great news!!!! Smile Congratulations!!!!
volleyballmom
Debt Samaritan

Debt Samaritan


Joined: 27 Aug 2007
Posts: 4177

Debtcc Points: 24901

PostPosted: Wed Oct 03, 2007 4:29 pm Subject:
Latest Blog Post : http://cheyenne52883.yesdebtfree.org

Thanks volleyballmom.... That saves me $260 in settlement payments I was going to make...

Only 2 more to go:

Cash in a Wink - settlement of 5 more payments of $100

Loan Shop - 1 loan for $100 and 1 loan for $200...hope to have those cleared up soon too.

cheyenne52883

cheyenne52883


Joined: 02 Oct 2007
Posts: 115

Debtcc Points: 2877

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