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Posted: Wed May 14, 2008 12:12 pm Subject: Closing checking account
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How long after the PDL'S try to debit your account does it take to make contact with you?? Do they make several attempts first?
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momw22000
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Debtcc Points: 100
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Posted: Wed May 14, 2008 12:14 pm Subject:
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Funny you ask...
it took about 3-4 days then they started emailing me.....then another 2-3 days and they started calling....after i sent them letters....it took another 2-3 days and they called again....i sent cease and desist letters and now they mail me letters to my home. However, I keep getting mail from my old bank stating they are trying to debit money and its getting returned. They wont give up even though I told them the account is closed.
I still have a few PDLS that call and shouldnt per my letters....
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jt_91972
Joined: 21 Apr 2008
Posts: 110
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Posted: Wed May 14, 2008 12:16 pm Subject:
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They will never give up. The main think is that the bank account is clsed and your money is safe.
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kashzan
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Joined: 11 Jul 2007
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Posted: Wed May 14, 2008 12:25 pm Subject:
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I want to pay but the fees were killing m on 13 of them i had no choice, some I have paid 3 times over. I just want to buy some time and pay the principal amount without my paycheck being eaten by the outrageous fees! I was hoping that it would be a few days!
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momw22000
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Posted: Wed May 14, 2008 12:31 pm Subject:
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Its really all a waiting game. I am sure they will contact you and the ones that you still owe on , you can make some kind of arrangements with. Have you sent the wage assignmenr revocation letter yet?
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kashzan
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Posted: Wed May 14, 2008 12:39 pm Subject:
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No i wanted to wait until after Friday when they try and debit my account. I sent it to the ones that aren't due this week. I heard back from 1 but not the others. I will work out arrangements after they find they can't take my money. I also have to go back and look at my statements to see which ones i still owe after paying all of the fees for months.
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momw22000
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bea2ls
Joined: 27 Mar 2008
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Posted: Thu May 15, 2008 6:14 am Subject:
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No . You send the wage assignment letter to the pdls and give a copy to your payroll person.
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kashzan
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Posted: Thu May 15, 2008 6:31 am Subject:
Latest Blog Post : Hello, thanks for taking a look at my blog :) |
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kashzan - does that apply to anyone battling payday loans? I never knew to do that (I thought you had to wait for them to do it??) When I give it to payroll, do I put each one seperate in a different letter? Should I do this for collection agencies, too? (i'm waiting on dv letters to be returned but don't trust them!)
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bea2ls
Joined: 27 Mar 2008
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Posted: Thu May 15, 2008 10:42 am Subject: wage assignment?
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could someone please tell me what a wage assignment is???
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mardischmid
Joined: 12 May 2008
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