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Posted: Fri May 16, 2008 10:25 am
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Happy Friday Everybody...I visit this site from time to time still to remind myself where I was about a year ago, and to remind myself even further how awful PDL's are and how void of conscience those that work for those businesses are. Please believe that these people cannot take your home, they cannot have you arrested, there is no such thing as downloading or uploading you. You can walk away from much of this, without so much as a scrape-close your account, talk to your bank, and move forward. Do not put aside your house payment, car payment, or other actual "real world" obligations to pay these people. This is as much correcting your thought processes as anything. PDL's make you weak, they make you feel second class, and you need to reel back your own power, and your own self worth. I know they are slick, they say things to you and you are terrified and you believe they can actually do the things they say..they can't. Period, point blank, they can't. For the most part, they are operating illegally, they are collecting illegally, and you actually are the one with all the power. Realize that. In reading some of the posts, I just want to drive to your house, give you a hug, and start kicking some butt where these businesses are concerned. Take your power back...pay back if you can, if you can'take care of YOU first. Your home, your family, etc...Take your power back.
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Wagatail
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Debtcc Points: 100
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Posted: Fri May 16, 2008 10:39 am
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What a great post! Just 6 weeks ago I was drowning in PDL debt...until I came across this fantastic website. Now, I am down from 11 to 4. All which have been settled amicably (so far). Happy Friday!
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Ldoll
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Posted: Fri May 16, 2008 10:46 am
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Good for you!!! Sleep well tonight my friend, you deserve it, call the shots in your own life.
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Wagatail
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Debtcc Points: 100
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Shazzers
Moderator

Joined: 05 Dec 2007
Posts: 2623
Debtcc Points: 18963
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Posted: Fri May 16, 2008 10:52 am
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Happy Friday Shaz, thanks for all the help you give...this is such a great site.
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Wagatail
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Posted: Fri May 16, 2008 11:26 am
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I think I'm going to have to bookmark your thread, and keep coming back to it when I feel like giving up. Thank you for the encouraging words!
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saxy_soprano
Joined: 27 Aug 2007
Posts: 74
Debtcc Points: 942
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Posted: Fri May 16, 2008 11:30 am
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You can do this, and just remember you are not alone. This is doable saxy, just take your own power back.
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Wagatail
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Posted: Fri May 16, 2008 11:43 am
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Great advice Wag. This was a much needed pep talk for a lot of people struggling with these PDLs. I remember when I was told to close my checking account that I almost freaked out. I just knew I would go to jail but actually that was the turning point. You finally get some power back.
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motomom716
Joined: 17 Oct 2006
Posts: 141
Debtcc Points: 2075
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Posted: Fri May 16, 2008 11:51 am
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You really do Moto, they told me that they would have me fired at my job, and have me arrested...it dawned on me, once I started thinking like an adult again.that that just wasn't going to happen...
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Wagatail
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Debtcc Points: 100
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Posted: Fri May 16, 2008 12:37 pm
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Kudos!
If it wasnt for this site, I would be divorced and bankrupt with no home.
Thank you to all who have helped me get through this HELL.
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jt_91972
Joined: 21 Apr 2008
Posts: 110
Debtcc Points: 1234
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Posted: Fri May 16, 2008 1:00 pm
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Amen to that......what's the old saying....power to the people. Even when all my PDLs are paid I'm still going to come back to this site.....I can't believe how much it has helped me.
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Ldoll
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Posted: Fri May 16, 2008 1:19 pm
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I agree. . .I came to this site in February of this year, just 3 short months ago. It was the dead of winter, I was down with the flu and worried sick about how to survive the PDL hell I found myself in. I will admit, I wasn't into as bad as some, but still, I didn't know how to get out of it. I found this site by "accident", or was it really? The good people on here were my lifeline as NO ONE else knew anything about this nightmare. With the help and guidance of many fine folks I can now say that I am totally PDL free with no more being spent on them than what was deposited into my bank account. It can be done. It is hard work but getting the PIF's make it all worth it. So. . . when the chips are down, come here, read these encouraging words and know that all will be okay.
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llw1995
Joined: 02 Feb 2008
Posts: 867
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Posted: Fri May 16, 2008 1:29 pm
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That is what's helped me. I found this site by accident too..(or was it?) And I got mad...good and mad. Mad at myself for doing this, and mad at the lenders for how creepy they were, then back to mad at myself for believing (in my 30's mind you) that I could be "uploaded," arrested, or that they had the "in" with my employer. Give me a break. I snapped and went into what my boyfriend calls "terminator" mode, and I just put a stop to everything. I paid those back that worked with me, the others that would not..no, and I really and truly tried to work it out. Some of these lenders are scary with a capital S a nd you can't work with them and they can't be trusted. Believe in yourself, stick close to this site, and grow your own set of Terminator Balls.
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Wagatail
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Debtcc Points: 100
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Posted: Fri May 16, 2008 5:28 pm
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Terminator balls? I LOVE it.... What a great analogy, as this is something we all certainly can use. Can you register as a member? PLEASE??
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kscornell
Moderator

Joined: 22 Jul 2006
Posts: 3420
Debtcc Points: 31780
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Posted: Fri May 16, 2008 6:04 pm
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Yea baby!...
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skymerle
Joined: 21 Apr 2008
Posts: 45
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