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Posted: Fri Jun 06, 2008 5:15 pm Subject: Oh, This is Good!

As some of you know I have been working on my PDL's with the wonderful help I have received here. Well today I received a response to my letter from ACC/American Consumer Credit, here is what they said.

I have received your letter regarding your loan with American Consumer Credit and after reviewing your account I am willing to refund you $472.50, but I need you to call me in order to confirm that your account number that the ach will go to. If I do not hear from you by Monday at 2:00pm I will not delay the refund any longer and will ach the $472.50 into the checking account number we have on file. The refund will be credited to your checking account we have on file at Washington Mutual which is the same account number you referred to in your letter to us. You should received the $472.50 credit from ACC on Tuesday, June 10, 2008. If you have any questions or concern, please feel free to call.

Thank you,

Resolution Department
American Consumer Credit
TheCashSpot.com
42 Read's Way
New Castle DE 19720
866-443-9968 ext 2160

What a joke! I give them my new account number for my "credit" and the nightmare starts all over again. I am going to suggest they Western Union or Money Gram me the money instead. They will also need to provide a PIF. If I had not found this site I might be gullible enough to believe this nonsense. I can't thank you enough!

Posted: Fri Jun 06, 2008 5:30 pm Subject:

I agree. Do not release your new account number. Request moneyorder or moneygram. CONGRATS!

Posted: Fri Jun 06, 2008 5:40 pm Subject:

Under no circumstances should you give them your new bank account number.

Posted: Fri Jun 06, 2008 5:48 pm Subject:

Believe me SUE I won't. You have taught me better than that. I would sooner forfeit the $472 than get back into that nightmare.

Posted: Fri Jun 06, 2008 6:07 pm Subject:

Congratulations, I am so happy for you !! Very Happy

eboll · Posted: Sat Jun 07, 2008 8:06 am Subject:

What I would do is, open up another bank account temporary and give them that account number and have a hard block on it so that only deposits go through and not debits.

Posted: Sat Jun 07, 2008 8:09 am Subject:

Who Knows you might actually get the refund. But actually having them send it to you via money gram or money order or other form would be better.

Posted: Sat Jun 07, 2008 9:19 am Subject:

Since they have admitted they owe me money I am going to pursue this until I get it. I responded to her email with this.

Dana,
Thank you for the quick response to my correspondence. I appreciate your offer to refund the $472.50 into my checking account, but due to some fraudulent activity on that account I have closed it at the California Attorney Generals request. I would be more than happy to provide you with my address again so you can send a money order. Or better yet, you could send the refund I am due through Money Gram. Please let me know which avenue you choose as I will need a reference # in order to receive your money gram. Because of the circumstances I am unable to accept anything other than a money order or Money Gram transfer. Please include a PIF for my account with your next reply. Again, thank you for taking this matter seriously and making matters right as soon as possible.
I can't wait for her response. I'll let you know what happens.