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 Posted: Tue Aug 19, 2008 8:22 am Subject: Goudah, GUYS!!! NEED YOUR HELP |
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Got a call from an attorneys office called Ann Berg, chase and associates? phone # 404-249-1099 stating they were going to take me to court for check fraud because I borrowed money on 06/2007 from Quickest-cash-advance and closed my account. They said they are going to take me to court for check fraud. Can they?
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sfate
Joined: 19 Jul 2007
Posts: 39
Debtcc Points: 1599
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| Posted: Tue Aug 19, 2008 8:26 am Subject: reply |
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check fraud is a crime and debts are civil matters not criminal ones.they are trying to scare you into paying.it is a scare tactic.in short,no they can't take you to court for that.
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paulmergel
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Joined: 24 Jun 2007
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Shazzers
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| Posted: Tue Aug 19, 2008 8:31 am Subject: reply |
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in fact i would say next time this nugget calls.that telling you you have commited a crime is illegal and all calls will be recorded.watch her get snippy with you after that.they hate it when a consumer becomes informed.
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paulmergel
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| Posted: Tue Aug 19, 2008 8:47 am Subject: |
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Yeah, you are fine. They are just trying to scare you into paying.
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goudah2424
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| Posted: Tue Aug 19, 2008 9:42 am Subject: |
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Why didn't you ask them for a letter, on their letterhead with the licensing information? I realize these "calls" are scary, but you have to "sack up" a little and call their bluff. I would get their mailing address, their fax number, all the names of who you have dealt with and I would send them the letter of all letters AND demand an depth letter from them. They are relying on you being uninformed and scared, so knock it off already. I have been in this situation and I don't mean to be so harsh, but take your power back and stop letting them treat you like they can push you around and make you play by their skewed warped rules. Anyone can call you and tell you they are the President of the United States and demand money and threaten you, are you going to just cut them a check, or worse, just give them all your banking information, your credit card number, you vehicle ID number, your bosses name and address?
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JustSoYouKnow
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Debtcc Points: 100
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| Posted: Tue Aug 19, 2008 10:03 am Subject: reply |
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well just so you know,having dealt with a d/b/a of this illegal pdl group they will not do what you say.in fact they think they are above the law.talking to these people is a waste of time and energy.all they will do is stupidly threaten and harrass you.why even bother?thanks for the input though.
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paulmergel
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| Posted: Tue Aug 19, 2008 12:10 pm Subject: |
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i agree, i have learned to get everything in writing. sometimes they're nicer in writing (more careful, i should say..) but even if they aren't, this way you won't be put on the spot. i know it's scary, i get scared talking to them, too. because the truth is, you never know what they'll try. of course you can't go to jail or anything but they are pretty ruthless. the best thing to do is keep educating yourself so you have that to back you up.
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bea2ls
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