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 Posted: Wed Aug 20, 2008 4:18 pm Subject: cashnet usa PLEASE Help |
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can anyone tell me what the laws are in texas, I have a collection agency calling me now for cashnet usa and they are threatening that the amount i owe is now considered a bad check and saying i will be arrested. this is from last year. I am able to pay paymetns now but i am worried what will happen, they saisd they called my payroll department at work to get info on me. please help
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drdona
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| Posted: Wed Aug 20, 2008 6:13 pm Subject: |
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Is the collection agency willing to take payments?
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lmale
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Shazzers
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Shazzers
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| Posted: Wed Aug 20, 2008 6:33 pm Subject: |
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Even if the PDL laws did apply, its now a collection agency calling and the collection agency would have nothing to do with that. Per the fdcpa, which is a federal statute good in all states, send them a debt validation letter.
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Shazzers
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| Posted: Thu Aug 21, 2008 7:46 pm Subject: |
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What is the name of the collection agency that is trying to collect for CashnetUSA?
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mlm1947
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| Posted: Fri Aug 22, 2008 7:30 am Subject: CashnetUSAColl Collection Agency |
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The Collection Agency name is Smith Hayne Watson, and they scroll the Internet and retrive your bank account information and debit without your permission, this is called theif from one's checking account without their authorization. We should all get together and file a consumer sue.
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steelhorse48
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| Posted: Sun Aug 24, 2008 3:40 pm Subject: Cashnet USA |
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That same thing happened to me but I have never used their services. Luckily, I work with a Security company who does thorough background checks regularly so when they called my job saying I had "criminal charges" against me and that I would be arressted, I knew it was a scam right away. DO NOT BELIEVE ANYTHING THEY SAY. They operate from internet cafes and offshore "banks" from places like Nigeria, so they are hard to trace and that is why they violate the Fair Debt Collection Practices Act of the US, because they cannot be caught. They are not allowed to threaten you with things such as being arressted. Here are some things you can do-
1. Inform your bank of the situation and if possible have a banker call the company as well so your bank has a witness- (I did that with my banker and she said just by talking to them she knew they were scammers.)
2. Contact your local police department and file a police report (I did this as well just to have a paper trail of the incident.)
3. Check with your bank for identity protection (For instance, Wells Fargo offers full monitoring month to month for $6 a month with full reports sent to you.)
4. Contact your states Attorney General- they deal with scam artists and can document your incident- (Cashnet USA has been reported several times).
5. Change your account information-they are not a legitimate company, and they will most likely not be reporting to the real credit bereaus. (The people who called you are NOT legitimate bill collectors.)
6. Being that this company is notorious for scams that come from the internet, go to the FBI home page. There is a link that goes to a branch of the FBI titled IC3- (Internet Crime Investigations of the FBI). There is a form you can fill out online that is submitted to internet investigators. If they recieve enough notifications regarding one company, the chances of them being caught increases.
Just to reassure you, Cashnet USA is NOT a legitimate company. You will not be arrested- infact I called their bluff and asked what law firm would be representing them if I go to court regarding these so called "funds" and they said the Paralegal Department of France- HA! If that were the case, the actual law firm would be contacting you. Do not worry, you will not be arrested.
If you feel compelled to bring their asses down solely because they irritated you, (which is what happened to me), I'd suggest following the steps that I listed. Also, you can report them to the Better Business Beareau for violating the Fair Debt Collections Practices Act, just to add icing to the cake in the event that they are a real company who just has atrocious customer service skills.
I hope this helps- good luck- and as far as their "funds"- tell them to shove it.
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| Posted: Sun Oct 12, 2008 4:24 pm Subject: Regarding Smith Haynes & Watson |
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I had a call from Smith Haynes & Watson which I did not return. I immediately sent them a cease and desist letter without speaking with them or knowing who they represented. The letter worked and I have not heard further from them. However, I will be filing letters with both the State of California and the Federal Trade Commission.
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rebsoto
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| Posted: Sun Oct 12, 2008 4:43 pm Subject: Cashnet USA |
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As far as I know they are not an illegal pdl they are licensed in almost every state. Look on your loan docs and you will see how they are listed with your state in Arizona they are:
Cash America Net of Arizona, LLC
200 W. Jackson Blvd., Suite 2400
Chicago, IL 60606
(888) 801-9075
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kfstaff24
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