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krimefighterqt@aol.com · Posted: Tue Aug 26, 2008 11:45 am Subject: scared

Im sooo scared i feel nautious....I had 5 payday loans. 2 were legal, so i made arrangements with them. 3 were not....United Cash Loans, One Click Cash, and One Step Cash. I complained to the BBB, and got a response from One click that they settled my acct in full, so I checked United Cash website since they are the same. Again, it said paid in full. Now Me and my Supervisor get a call at work from 405-308-4656 saying they are working with the FBI and are filing check fraud charges against me, and read me all my info ( Social, email, address ) and then yelled at me, and hung up on me and my sup. Sad

Im soo scared that they can do this. Who can I call, and what can I do???

Posted: Tue Aug 26, 2008 11:49 am Subject:

I got a phone call like that today saying that I was going to be charged with 3 counts and was going to be downloaded tonight. They said they wrote off the debt as bad and didn't want any money but were going to charge me and that I was going to be taken to jail. I get scared and panicy everytime they call. I wish I could make them go away too. But I feel your pain.

Posted: Tue Aug 26, 2008 11:49 am Subject:

I would report them to the BBB, FTC and the Attorney Generals office of your state and the state they are licensed (if they are licensed) in.

Who was it that called you and your supervisor?

krimefighterqt@aol.com · Posted: Tue Aug 26, 2008 12:11 pm Subject:

I dont know who it was. their name was michael from united investigative services. He screamed his head off at me. I dont want them calling my supervisor. they are going to get me fired. He said my email was monitored and i applied for a loan and didnt pay it back. i asked where the original loan was from and he said " You took it, you should know"

Posted: Tue Aug 26, 2008 12:13 pm Subject:

If he won't provide information about your debt, then you need to file complaints about them. Make sure you include in your reports how he failed to provide information on a debt he claimed you owe, threated false imprisonment and harrassment.

krimefighterqt@aol.com · Posted: Tue Aug 26, 2008 12:17 pm Subject:

who do i complain to if i dont even know the name of the company he is calling from. I just have the phone #(405) 308-4656

Guest · Posted: Tue Aug 26, 2008 2:21 pm Subject:

Did he have a thick indian accent??

Guest · Posted: Tue Aug 26, 2008 3:01 pm Subject:

Call them back ( seriously ) and ask if there is anything you can do to resolve this issue.

Remain calm.

I'll bet my last buck they will suddenly come up with an amount and way for you to send them money.
Think of it this way....why would YOUR e-mail be RANDOMLY monitored by the fed's? And if it was randomly monitored, how would they know if you paid a debt or not based on an e-mail?

What that guy just did, was make a false claim that included the FBI. Hello felony.

Do your best to remain calm, but act as if you want to repay this loan ( whether or not you have one ) badly. They should be able to give you a money gram or western union info. If they ask for a credit card number, tell them to shove it.
After getting the info, ask for a written statement of your debt, and debtor. You'll get yelled at or hung up on.
If they're still on the line, inform them you will call your state attorney or department of finacial institutes.

No cop in any town in this country is going to go arrest someone for bad debt. The jails are over crowded enough. Threatening to do so is illegal under the fair debt collections act.

Remember to also tell them that they are no longer to contact your employer and that if they persist the company will press charges.

Posted: Tue Aug 26, 2008 3:31 pm Subject:

I just was looking at another thread and found this article and that i would post it here so others could see.

ABC New just picked up on the story about this scam, too.

http://abcnews.go.com/Business/Story?id=5621205&page=1

Guest · Posted: Tue Aug 26, 2008 4:40 pm Subject:

He did have a think accent. I reported this to the FCC and the FBI, and the FBI wrote me back ASAP and assured me this was a scam. I will pursue this matter to the fullest. I just tried to call them back but got a voicemail

Posted: Tue Aug 26, 2008 7:15 pm Subject:

I read that article and thanks very much for the link. What an eye opener!!

Posted: Wed Aug 27, 2008 6:17 am Subject:

good for you for reporting them! i'm glad the FBI got back so quickly. it makes me sick how they think they're above the law!

Pachacutec · Posted: Wed Aug 27, 2008 6:29 am Subject:

I've never had any of the PDL's (or any scammers) tell me I was going to be "downloaded;" has anyone ever asked these people exactly what that means? Smile

Posted: Wed Aug 27, 2008 8:10 am Subject:

United Investigative Services are the same as United Pay Services. They are scum and ILLEGAL. I fell for them too. Paid $850 on a $300 loan. They had me call them EVERYDAY to updated my case file. WTF is that? I fell for it and I'm mad about it. They have NO CASE

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