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I received an email from them today saying I am approved for a personal loan (not a pdl). I did apply online for a personal loan a few days ago when I was trying to figure a way to get my pdl's paid off on a website credit.com, supposedly for bad credit. I looked at their website, and they apparently do mortgages, etc..as well. The problem is, they are not listed on BBB online, and when I put their 866 # in yellowpages.com nothing comes up either. I called the #, and had to leave a voicemail through an automated prompt - almost felt like they are screening their calls.
I'm so jaded after this pdl mess I don't trust anyone!

If anyone has ever heard of them, please let me know.

Thanks!

Posted: Wed Sep 03, 2008 8:28 am Subject:

If you get an email from a lender claiming that you are approved for a loan, then chances are it is a phishing email (an email designed to steal your personal information and use it to make fraudulend purchases or sell it to others who will). To guard against becoming a victim of identity theft, it is best not to click on links in such emails or respond to cush emails and to report them to the FTC. If the lender is a real bank, then call that bank and let them know about the email.

Legitimate businesses don't spam.

Posted: Wed Sep 03, 2008 8:35 am Subject:

Actually, when you go through something like credit.com, you will receive solicitation emails from lenders. I doubt it's a phishing email.

Also, when you apply for pdl's, you will often time get preapproved offers for more pdl's too.

kecbunnii · Posted: Wed Sep 03, 2008 1:43 pm Subject: Amstate Lending...

I received an email from them as well. And, I had to do the same thing. I don't want to secure a loan for a company that no one has ever heard of. I am questioning the same thing that everyone else is... and, they are supposed to be open right now (1:42 PST) and I couldn't get anyone in their customer service department or the so called loan rep.

Posted: Wed Sep 03, 2008 1:47 pm Subject:

If this came from credit.com, why not contact credit.com and ask them about this lender? They should have some records about them that they can share with you.

Posted: Thu Sep 04, 2008 12:29 pm Subject:

UPDATE! Do not do business with these people!!

I had my suspisions after they "screened" my return call so I did some digging. I found them on the BBB website once I put in their complete address in Maine - they are scam artists! They ask for $ upfront to secure your loan, and ppl have said they sent the upfront $ and never recieved the loan.
When "Ryan" finally called me back, he in fact told me I qualified for $5k - but needed to give them $965 first. I laughed, told Mr. "Ryan Anderson" I was filing a complaint and hung up. Then, I filed a complaint to Consumer.Mediation@maine.gov, as well as the FTC.

Also, on the BBB site Ryan Anderson is listed as the sole proprietor - in my email he was listed as my loan officer.

Please stay away from this scam! Exclamation

Lori45 · Posted: Fri Sep 05, 2008 10:31 am Subject: Amstate Lending

I just received the loan papers from them where they said I qualified for a $400,000.00 Loan and all I have to do is send them 3 months payments and in 24 hours I will get my money in the bank. Ha Ha ha Ha Ha! I know I might look stupid, but I would hope that I am not that stupid to send them over $8000.00 to someone I dont know. I was sure this was a scam artist. My husband and I have had a good laugh over it. I will file a report to that consumer mediation place too.

Guest · Posted: Tue Sep 09, 2008 8:51 am Subject: need my money back

i received a email from ryan anderson saying i was approved for a 5k loan and i needed to send them $965 to secure the loan and once they receive my money would be deposited and me needed that money to get my child a better place to live i sent $600 and they stated once i get the 5K i can send the $395 back to them. Well it is now 4 days later and no money has been sent to me the are scam artist and tey have my rent money

dwells · Posted: Tue Sep 09, 2008 7:43 pm Subject: amstate

I feel for it. They got the last of my funds. I really just wanted someone to believe in my business...

please dont do it
If it sound to good or if its too easy it is!!!!!

Guest · Posted: Wed Sep 10, 2008 7:18 am Subject: amstate lending

I to rec a e-mail stating I was approve for a loan but they would need 900 for 6 month payment on loan. Is this real????

Guest · Posted: Wed Sep 10, 2008 7:21 am Subject: Richfield Lending

Has anyone ever heard of Richfield Lending, I recv a phone call from them with the same deal.

deborah · Posted: Thu Sep 11, 2008 3:50 pm Subject: Amsttate lending

I recived a email today that I was approved for a loan is this a scam

Posted: Thu Sep 11, 2008 9:16 pm Subject:

deborah, looks like it is a scam. Please people never send money. Legitimate companies never ask for money up front or pre payment of a loan you have not received. There are so many con artist out there. It is sickening to me that these idiots prey on the most vulnerable of people. Report these companies when they contact you. Repeated reports will eventually get someone in authority's attention.

Posted: Fri Sep 12, 2008 5:46 am Subject: reply

you are so correct stargazr,in fact all of these scams are not in this country.they are either in the UK or CANADA.any address given in the states is a shell address.no legit company would ask for any upfront money.

Posted: Fri Sep 12, 2008 6:53 am Subject:

I fell for something like this YEARS ago. And it ended up being in the UK. So the state told me I could file a complaint but I probabley wouldn't get my money back because they cannot go after a so called company in a different country. And no I never got a cent back, plus they never found this person. Because as soon as they got my money the 800 was disconnected. Go figure Confused

So listen to the info here. You should NEVER pay for a loan before you get the funds. This person had our personal info and bank account number and I was very worried. Also if they want you to fax papers and to send the money NOT using the USPS run!!!!! But again we cannot stress enough that a ligit company will not have you send them money for a loan!!!

Guest · Posted: Fri Sep 12, 2008 7:11 am Subject: Amstate Lending

I am so sorry that I didn't listen to my gut feeling about this but I was so desparate to pay off some bills and I sent them almost $2,000 and now my rent is due, car note, electric bill, cable and I'm so upset that I have been crying and I don't knw what to do!! PLEASE, DON'T BE FOOLED BY THESE THIEVES!!!

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