| Message |
Author |
 Posted: Mon Dec 01, 2008 3:46 pm Subject: IN Trouble 6 loans out standing in 27 days |
|
|
Hello i need help i got 6 loans out now all online lenders in united states highest fee is 60 bucks
_________________
Richie
|
|
richie1044
Joined: 21 Nov 2008
Posts: 44
Debtcc Points: 638
|
|
|
| Posted: Mon Dec 01, 2008 5:30 pm Subject: |
|
|
could you give us a little more info and we will be able to help you. Like who you borrowed from, how much, how much you paid each of them and what state you live in. This way we can get your states info and start helping you.
|
|
puddlejmpr
Debt Samaritan
Joined: 15 Dec 2006
Posts: 1357
Debtcc Points: 2654
|
|
|
| Posted: Mon Dec 01, 2008 6:56 pm Subject: |
|
|
pay them. 
_________________
Register today to encash debtcc points.
|
|
Larson
Guest
Debtcc Points: 100
|
|
|
| Posted: Mon Dec 01, 2008 7:01 pm Subject: reply |
|
|
that's real good advice larson.this guy has been all over the forum wanting us to sign off on this and you try and back hm up.he knows that pdl's are prohibited in NY.i've told him that over and over again.he should pay these and nobody worth there salt will say differently.
|
|
paulmergel
Moderator
Joined: 24 Jun 2007
Posts: 4032
Debtcc Points: 14654
|
|
|
| Posted: Tue Dec 02, 2008 3:23 am Subject: |
|
|
What is it with this guy?
I have seen his posts and most were trying to get a loan with all kinds of one sentence posts about getting one with no bank statement to trying to get one with a spending account and now he claims to have 6 loans?
Is he really looking for help or just some guy trolling the forums?
|
|
nohiogal
Joined: 06 Nov 2008
Posts: 132
Debtcc Points: 1192
|
|
|
| Posted: Tue Dec 02, 2008 5:13 am Subject: |
|
|
I guess I didn't see those posts. 
probably a troll or someone trying to scam.
|
|
puddlejmpr
Debt Samaritan
Joined: 15 Dec 2006
Posts: 1357
Debtcc Points: 2654
|
|
|
| Posted: Wed Dec 03, 2008 5:48 pm Subject: Hello |
|
|
I have loans out.
all loans are 200 dollars with 60 dollar finance fees
US FAST CASH and a few others
_________________
Register today to cash in debtcc points.
|
|
Richie1095
Guest
Debtcc Points: 100
|
|
|
| Posted: Sat Dec 06, 2008 9:32 pm Subject: Hello 6 loans out now and reside in New york and one cso |
|
|
Hello Thank you for showing me this. yes as of today i have 6 out standing loans.
united fast cash
us fast cash
NH cash
one step cash
advance america which i think is a cso of cash net
and another company. all of these i owe money too,
i did how ever turn down 5 other loans they wanted bank statements lucky i did or i may have been another 1500 hundred owed, well what do i do with the 6 loans now. someone help me i put a balance Hold on my checking acct. talk to me or leave me a private message
_________________
Richie
|
|
richie1044
Joined: 21 Nov 2008
Posts: 44
Debtcc Points: 638
|
|
|
| Posted: Sun Dec 07, 2008 9:21 am Subject: |
|
|
Richie, if I remember correctly you are from NY? Is that correct? If so, you are well aware that pdl's are illegal there, therefore I am posting a step by step outline of how to handle illegal pdl's. Hope this helps.
| Quote: | What should you do?
Close your account asap, if you are unable to close your account, go into your bank and ask to speak with the Branch Manager, tell him/her you need a hard debit block placed on your account immediately! Explain that you are revoking ACH authorizations from unlicensed/illegal companies, and have learned these companies are notorious for ignoring revocation, therefore it is important to BLOCK any withdrawal attempts on your account to protect your interest. This is your privilege, do not accept no for an answer. The following link will provide you important information regarding closing accounts. CLICK HERE
What next?
AFTER your account is secure send each pdl (the unlicensed and illegal) an email similar to THIS (please scroll down to locate letter template). Tailor this letter to your needs, and try to write it with the same basic concept in your own words. You will need to research and locate email addresses/physical addresses if you don't already have them, I suggest that you type the name of the pdl (example: "oneclickcash address") in the search box in the upper right hand corner of this forum. You may also search for addresses HERE at the Better Business Bureau.
File complaints: Most of the time, you can file a complaint online with the following, I encourage you to follow through with doing so, you will need to search the Internet for your state Attorney General's website, however, here are links to file complaints for the FTC, Online complaints: Federal Trade Commission., and the BETTER BUSINESS BUREAU.
Keep in mind that you may not receive a response for days, or even weeks, or, you may receive harassing and threatening phone calls. I have found the best way to deal with this is not to respond or reply, simply hang up.
Side note: If you have paid an illegal/unlicensed payday lender above and beyond the principal amount you borrowed, it might be a good idea to demand a refund and a paid in full letter/receipt. You may or may not get one or both. It still doesn't hurt to include that tidbit in your letter.  |
_________________
Online Complaints Ohio Attorney General
Online complaints: Federal Trade Commission.
Ohio Payday Loan Laws
CLICK HERE to find a Creditor
|
|
Shazzers
Moderator
Joined: 05 Dec 2007
Posts: 5042
Debtcc Points: 31076
|
|
|
|
Shazzers
Moderator
Joined: 05 Dec 2007
Posts: 5042
Debtcc Points: 31076
|
|
|
| Posted: Sun Dec 07, 2008 1:30 pm Subject: Hello |
|
|
Hi where can i get template letters Polly told me in a private message any idea let me know and thanks for your help
_________________
Richie
|
|
richie1044
Joined: 21 Nov 2008
Posts: 44
Debtcc Points: 638
|
|
|
|
Shazzers
Moderator
Joined: 05 Dec 2007
Posts: 5042
Debtcc Points: 31076
|
|
|
| Posted: Sun Dec 07, 2008 1:39 pm Subject: Hello re about ny template letter |
|
|
not seeing one im new at this im in NY and need a template letter for ny i guess
_________________
Richie
|
|
richie1044
Joined: 21 Nov 2008
Posts: 44
Debtcc Points: 638
|
|
|
| Posted: Mon Dec 08, 2008 7:31 am Subject: |
|
|
Of your six loans have you made any payments? Just last week you were looking for loans.
|
|
kfstaff24
Joined: 11 Oct 2008
Posts: 419
Debtcc Points: 2739
|
|
|
| Posted: Mon Dec 08, 2008 8:50 am Subject: |
|
|
as of last week??? wow, richie, are you messing around?
|
|
danilewis82
Joined: 05 Aug 2008
Posts: 268
Debtcc Points: 1476
|
|
|
| Posted: Mon Dec 08, 2008 10:00 am Subject: Money to borrow |
|
|
No i started my first loan in October and got hooked on the pdls. thats all. now im up side down with the money and actually need more to stay a float. if you have some i can borrow i sure do need it
_________________
Register today to cash in debtcc points.
|
|
Richie1034
Guest
Debtcc Points: 100
|
|
|
