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 Posted: Thu Dec 04, 2008 7:54 pm Subject: US Bank-Colorado |
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Does anyone know how to deal with a freeze that was put on my checking account by child Support Services for a month and US Bank would not let me make payments, add to my account now close the account. USB let several bills go thru and so it looks like it was overdrawn. USB charged me 1400.00 in fees and overdraft charges for the month and now they have sent it to a collection agency.
Lisa
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Lstovall
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Debtcc Points: 100
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| Posted: Fri Dec 05, 2008 11:41 am Subject: |
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Have you talked w/ your states Department of Financial Instuitions? I would. That would be your best course of action at this point.
What I don't understand is if they put a freeze on your account, how USB let several bills go through.
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beli2005
Joined: 17 Nov 2008
Posts: 181
Debtcc Points: 1333
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| Posted: Sat Dec 06, 2008 7:49 pm Subject: |
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You can start by filing the following complaints
1.I would defintely write a letter to the corporate headquarters ..send the letter to the CEO if possible ... explain your story and how you feel as if you are being treated unfairly etc. This has helped many
2. http://www.federalreserveconsumerhelp.gov/?District=13
3. WHEN YOU MAKE A COMPLAINT TO THE OCC...GENERALLY THIS WILL GET THE BANKS ATTENTION VERY FAST !!! THEY DO NOT LIKE COMPLAINTS FROM THE OCC.
The OCC's Customer Assistance Group is ready to help customers of national banks with questions or complaints they have about their financial institution. CAG's toll-free lines are open Monday through Friday, 7:00 a.m. to 7:00 p.m., Central Time. You can reach one of OCC's Customer Assistance by calling: 1-800-613-6743.
If You Have a Problem With a National Bank or its Operating Subsidiary
The OCC Customer Assistance Group (CAG) Top
The OCC Customer Assistance Group was created to answer questions, offer guidance, and assist consumers in resolving complaints about national banks and their subsidiaries.
The first step is to try to resolve a complaint directly with your bank or its operating subsidiary before involving an outside agency. If you are unable to do so or are uncertain about whether your complaint involves an organization that the OCC supervises and regulates, the OCC Customer Assistance Group will try to assist you.
General inquiries about banking laws or practices often can be answered on the phone or through email by a Customer Assistance They may also be able to suggest other ways for you to try to resolve your problem directly with the bank or its subsidiary.
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mca
my list of non-chex banks and credit unions is located at http://www.chexsystemsvictims.com
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mca
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