Hello my names Mohammed, I took out a loan of $300 and was paying web pay day back. They first called me last Tuesday and told me that if I don't pay them $160 I would have to go to court. I told them my current financial problems. I have no job right now, and my bank account was charged off for a long time of negative balance. I told them I want to pay them back asap, but I need to find a job first. They told me not possible, and that they need to post-date a check by Friday, or I go to court. They gave me threats of how I would have to pay thousands of dollars in legal cost and that their own legal fee's would have to be paid by me. I told them I need time to get a job and then they just hung up on me. Two days ago they called me and told me that I bounced a check over state lines for $160. They said I authorized a payment of $160 from my bank account. I told them again I have no accounts open, and they told me I need to get a attorney to represent myself. Today they called me I didn't pick up.