Today I was told that I have until the end of the day to come up with 329.00 or I was going to face some type of legal action against me (jail) and they were to come my job and I needed to come with the money or I was going to face check fraud I, can they do these things because I am really nervous now!

Till date I haven't heard anyone going to jail due to payday loan debt. Which state do you live in? Please check whether Ace Cash Express is licensed in your state. Every state has its own payday loan laws.

ACE is not going to buildout a store unless they have a license. I would immediately call the corp office and report the illegal activities. Also, make a quick call to your regulatory body for your state.

You will NOT go to jail for a PDL!!!

Do as PDL owner states and call the corporate office. Ace is licensed to lend and they now offer EPP plans even though they are not CFSA. Good luck.

I live in the state of washington and have defaulted on a payday loan from Ace Cash Express due to my commission checks from my job being very very low these past two months. they gave me an settlement amount yesterday and told me i had until 12:00 noon tomorrow to pay before they started processing legal action against me. i told them i could pay this settlement amount on my next payday on october 1 and they said that it was no longer a debt loan situation but a legal matter now. Do you know what is the extent of legal prosecution

They'll probably either turn it over to a collection agency or sue you in court. My suggestion would be for you to send them payments via the mail with money orders, as much as you can, when you can, sort of a good faith payment. Continue to do this, if it does go to court, you will at least be able to show the judge you were making an effort. If you show the judge proof (pay check stubs and bills going out) that you weren't able to pay this all in one lump sum he will probably set up a payment plan anyway. When you do send payments, send them certified mail, return receipt requested, so you will have proof that they received the payment. And write on the green receipt card before it's sent, that it's a payment.

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they told me the same thing but i do not have any money. if they take leagel action it is cival they are telling i wrote a bad check. todd

what state are you in? i defaulted on ace mid july and they still havent sued me. calling their corporate office wont make much diffrence, their corp office is just as bad if not worse than the store front. i got threatend about 2 weeks ago saying i would be served within 48 hours at my job, i called the bluff and just told them to do it already. i still havent been served yet.