Payday Loan help

ACH - Trying to minimize irregularities of payday lenders

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Posted: Tue Nov 13, 2007 7:39 am Post subject:

wow, so what should i do with this info??

jaydanielle1

Joined: 24 Oct 2007
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Posted: Tue Nov 13, 2007 7:58 am Post subject:

so who do i file with cannr??

jaydanielle1

Joined: 24 Oct 2007
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Posted: Tue Nov 13, 2007 8:12 am Post subject:

oh my gosh, it looks as though they could be w/ BIG..what do you think cannr ? _________________ Remember: Everyday is a good day - Just some days are better than others.

deeannstudent

deeann.student

Joined: 04 Jun 2007
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Posted: Tue Nov 13, 2007 8:46 am Post subject:

i use to deal with BIG but I stopped paying and now have all new info, so.....

jaydanielle1

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Posted: Tue Nov 13, 2007 9:03 am Post subject:

they are refusing to accept anything less than my new acct information what do i do?? can they sue me for this, even though they are in ireland(so they say)

jaydanielle1

Joined: 24 Oct 2007
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Posted: Tue Nov 13, 2007 9:06 am Post subject:

they are requesting your new bank info ? do they know you have new info ? if not tell them you do not have anything to give them _________________ Remember: Everyday is a good day - Just some days are better than others.

deeannstudent

deeann.student

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Posted: Tue Nov 13, 2007 9:37 am Post subject:

no they dont know that i have any new info, i told them that my acct is closed and will stay that way, i offered them western union or money gram

jaydanielle1

Joined: 24 Oct 2007
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Posted: Tue Nov 13, 2007 10:47 am Post subject:

How would they sue you? It looks to me like they are not licensed anywhere and located in either Ireland or India? They would have to buy plane tickets and come over here to sue you, then the judge would laugh him out of the courtroom. If you still owe them prinicipal that you want to pay then I would demand that the only way that you will pay is with a money order, nothing else. If they don't want it then tough for them, you offered to pay and they would not accept.

njl32

Joined: 24 Oct 2007
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Posted: Tue Nov 13, 2007 10:49 am Post subject:

Add on to previous post..... they could hire a lawyer here, yet if they are lending money to people with no license then they have no recourse legally, as they are not legal themselves.

njl32

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Posted: Tue Nov 13, 2007 11:08 am Post subject:

O OK. Well yes me and the csr have been going back and forth all day today, they refuse to give me an address and I refuse to give them access to my account. I do want to at least give them back what they gave me, but not through my checking acct.

jaydanielle1

Joined: 24 Oct 2007
Posts: 553

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Posted: Tue Nov 13, 2007 11:13 am Post subject:

That is the only way to do it. If you give them your bank account they will take you to the cleaners. WU and MoneyGram cost money. I am sure that they will give in eventually so that they can get their money back. If they don't then I guess it is their loss! Are they asking for just the principal back or are they still demanding all the fee's etc on top of the principal?

njl32

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Posted: Tue Nov 13, 2007 11:14 am Post subject:

do not give them access to your bank account, all they would do is bleed you dry. if i talked to them, i would tell them you are under us laws, not theirs and you will abide by the laws of your country and if they wanted more money they would have to give you their mailing address not a western union or moneygram address.

granny

granny

Joined: 07 Sep 2007
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Posted: Tue Nov 13, 2007 11:18 am Post subject: r

jay, why are you speaking to these people? They are NOT going to be licensed to lend legally to you. Obviously, and in answer to a previous post, no, this is not related to Sonic. Sonic is not in India. Also, in answer to a previous post, no, this is not BIG either. jay, these guys are highly illegal, okay? I really wish you would not even speak to them. Of course they want your new bank account information. No crap! Of course they want you to send payment via Money Gram or Western Union, because that way it can not be traced to find these people. If they refuse to give you a physical address to mail your payment to, then to hell with them. They are illegal. You are trying to pay out of the kindness of your heart the principle amount of the loan. They are unwilling to work with you. Okay, so here's what we have - an illegal company who won't accept your payment for their illegal loan. Fine. Keep your money, jay. And you file complaints with the BBB, the FTC (expecially the FTC since they are located outside of the US) and your state AG. jay, save your money, honey. They have NO legal recourse to collect this illegal debt.

cannr
Moderator

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Posted: Tue Nov 13, 2007 11:23 am Post subject:

The reason that I asked about sonic is because he said that in the contract it stated that the laws of Ireland would be used to govern the contract. That looks like a web address application that was posted before so that does not necessarily mean that the company is located in India, just the website could be serviced there. None the less, cannr, I am with you. They are illegal and don't want your money? Hang up the phone and never answer it again, keep your money.

njl32

Joined: 24 Oct 2007
Posts: 99

Debtcc Points: 2448

Posted: Tue Nov 13, 2007 11:26 am Post subject:

could not be said better. he thinks you are very vunerable but like was said just don't answer the phone and if you do give him the click.

granny

granny

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Posted: Tue Nov 13, 2007 11:30 am Post subject:

I have been going back and forth with them on the website, they called yesterday but I hung up on them, I will not talk to them, but they flat out told me that they will keep hitting my bank until I give them new info, I told them that since they are not in the US i would send them western union or the other one, but they refuse that one, and they are saying that the fees will continue to add up, I took out a 200 dollar loan and now they are saying that I owe them 340, all I want is to give them the 200 back and call it a day. I have filed a complaint today with the FTC, but with the BBB, do I file in my state and on for foreign companies?? And the AG, file with my state?