305-800-1000 - this number of ACH trying to minimize irregularities of payday lenders?

yes, lets just hope that he knows what he is talking about

i really dont feel 100% about it though

Just be cautious. I always checked my closed account every single morning. I'm just paranoid! But that way, if something does hit it or it "opens" or whatever, you'll know right away and can contact the bank and get it taken care of. Just keep your eye on it.

wow these payday companies get around. i got involved with one in Malta, didn't know it until it defaulted.

That's the thing osu. You have no idea that these companies are actually located overseas, unlicensed, etc., until you start doing research on them. That's when everything "comes out". Who would think that they are "getting a loan" from Malta?????? Hell, I didn't!

yes i checked it this morning and it said that i have a 0.00 balance, but if it was closed why would it let me log in??

Huh. That's kind of odd; however, at least it does say zero. Maybe once the account is inactive for awhile you won't be able to log in any longer (?). I'm guessing here!

Yea, thats what I was thinking too, lets hope

well im just glad i found this site, i am sleeping at night now (catching up too! lol) and i have already sent a couple people over here to get out of their mess. i had just signed up last friday and by monday i had everything ready for T & C. next, we'll concentrate on rebuilding our lousy credit, but at least we'll have Christmas this year

They just pre approved me...is this a scam?

cat-run as fast as you can away from this PDL and do not give them any of your info if you havent already.

i second that!

this number called me today and as i answered hung up on me i wasnt sure if it was a bad connection or what and then they called back, i didnt answer and they left no message, anyone know more about this number?

What number called you?
305 800 1000.
It is ach ,It is a pay day loan company

I think people need to be thinking more along the lines of phishing rather than debt collection. Following the mortgage crisis recently there are a lot of people in bad debt situations, so people are thinking this to be legitimate but...

I wrote on another forum:

I don't think this is connected to a collection agency. I have had my cell number for many years,I also happen to have rather good credit (not gloating)and I have been receiving calls from this number for about two weeks now. The first time, I answered, it was sombody speaking broken spanish I think, I could understand part of what they said. The person was asking for someone by name, I could not quite get it, after about ten seconds I simply told them that they must have the wrong number and then they hung up. I have been receiving a call almost daily since... and I have not answered it since. Nor do I plan to, because like most people I have a message on my phone that should make it fairly clear that they are calling the wrong number without the fact that I already told them so once

These people have overdrafted my acoount several times and i finally got someone to call me back after leaving messeges for the past month and half. The guy from Ireland stated that he drop the finance fee and would only ask that I pay the amount borrowed back to the company. I told the guy that my bank account is closed and that I do not have a new one and that even if I did I would not give him any information since they have recieved almost $700 dollars in extention fees. And that I was not giving them anymore of my money.

I have tried the BBB, have had no response..Cant someone in our government go after this John Seedick..He is not doing business legaly..