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Posted: Mon Nov 12, 2007 1:51 pm Post subject: ACH - Will it put a stop to the irregularities of payday len |
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Anyone have any experience with them, I looked them up on the Dept. of Finance, but they didnt have any info on them.
They just called me and said that I owe them $340 on a $200 dollar loan, and I have paid them $70 so far, can they ask for that much I am in Wash DC |
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jaydanielle1
 Joined: 24 Oct 2007
Posts: 553
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Posted: Mon Nov 12, 2007 2:08 pm Post subject: |
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| If you mean BIG ACH, then they are not licensed anywhere and are based in the UK. They have no legal recourse for the loan that they gave you.They will call you a hundred times but that is about it. You really only owe them the original $200 that you borrowed and you have already paid back $70.00 of that. I am sure that many more people will get on here to help you out. |
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Guest

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Posted: Mon Nov 12, 2007 2:16 pm Post subject: |
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jaydanielle, on the ach loans is it B.I.G ? please let me know _________________ Remember: Everyday is a good day - Just some days are better than others. |
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deeannstudent
 Joined: 04 Jun 2007
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Posted: Mon Nov 12, 2007 2:17 pm Post subject: |
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you mean to tell me that ACH is the same as BIG Ltd??? WOw I had a loan with BIG that I never finished paying, because I had already overpaid them!!
Wow, I wonder how many names do they have, they called me from a 305 number, and they dont seem to have a fax number
Has anyone had any success with them?? |
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jaydanielle1
 Joined: 24 Oct 2007
Posts: 553
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Posted: Mon Nov 12, 2007 2:18 pm Post subject: r |
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| ACH? Is this a new one BIG is using? |
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cannr
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Posted: Mon Nov 12, 2007 2:18 pm Post subject: |
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if it was a 305 number than I really doubt it was BIG...what was the number that called you, if you still happen to have it _________________ Remember: Everyday is a good day - Just some days are better than others. |
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deeannstudent
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Posted: Mon Nov 12, 2007 2:20 pm Post subject: |
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the number is 305-800-1000
and the website is achloan.com
i dont think that that is BIG |
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jaydanielle1
 Joined: 24 Oct 2007
Posts: 553
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Posted: Mon Nov 12, 2007 2:24 pm Post subject: r |
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Called the phone number. Not a good number. Looked up the name under BBB. Nothing.  |
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cannr
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Posted: Mon Nov 12, 2007 2:24 pm Post subject: |
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| Probably not, mine was called BIG ACH when it came out from my account. I have never heard of just the ACH one. |
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njl32
 Joined: 24 Oct 2007
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Posted: Mon Nov 12, 2007 2:25 pm Post subject: |
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I googled that number and it's not BIG, it is coming from florida and the people are complaining that whoever is calling is spanish and very obscene. _________________ Remember: Everyday is a good day - Just some days are better than others. |
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deeannstudent
 Joined: 04 Jun 2007
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Posted: Mon Nov 12, 2007 2:26 pm Post subject: |
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yea on my acct it says payday trans
but the website is achloan.com |
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jaydanielle1
 Joined: 24 Oct 2007
Posts: 553
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Posted: Mon Nov 12, 2007 3:39 pm Post subject: |
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this is what i just got from them
The Loan Agreement, to which we have adhered to by funding the loan, detailed that your loan was subject to the Arbitration Laws of Ireland, a fact by which you confirmed your understanding and acceptance of via the online signature you made. Please note, we are not a US company, have never prescribed to be a US company and have no US presence, as such are not subject to the US laws you detail. Please refer to your copy of the Loan Agreement. Under the terms of the Agreement you consented to make payments via ACH until the loan was satisfied in full. Your loan account is currently in default as your first payment was returned unpaid. We will continue to make all reasonable attempts to make contact and to attempt collection of all funds due and payable to enable the loan agreement to be satisfied, as per the original provisions. Regards, Liam K Customer Services |
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jaydanielle1
 Joined: 24 Oct 2007
Posts: 553
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Posted: Mon Nov 12, 2007 3:58 pm Post subject: |
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| what should i do now with this information?? |
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jaydanielle1
 Joined: 24 Oct 2007
Posts: 553
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Posted: Mon Nov 12, 2007 6:15 pm Post subject: r |
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Ireland??????? Holy crap! What you can do with this information is take into consideration that this will NOT be a legal loan. Ireland???? And they are not subject to US laws? Alrighty then! YOU are subject to US laws. So basically, as long as they no longer have access to your account, they can hang out in Ireland and email you all they want to. File complaints against these illegal people. Ireland??? Good Lord. |
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cannr
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Posted: Mon Nov 12, 2007 7:12 pm Post subject: |
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| Wasn't Sonic Payday in Ireland? Could this be a new ACH of them? |
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njl32
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