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Shazzers
Moderator

Joined: 05 Dec 2007
Posts: 3807
Debtcc Points: 24944
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Posted: Thu Apr 17, 2008 1:20 pm Subject:
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Guest. If you would bother to read the posts you will see that everyone encourages everyone else to repay the principal amount borrowed along with any legal amount of interest they may owe as per their state laws.
PDL Lenders should all be aware of the individual state laws with regards to Pay Day Lending and they should not make loans where they are not legal.
No one is trying to get out of a debt that they owe just can't pay the debt that they owe when they are paying fees that are way to high.
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angell
Joined: 16 Oct 2007
Posts: 291
Debtcc Points: 294
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Posted: Thu Apr 17, 2008 1:21 pm Subject:
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I believe the "guest" is this Nick Jenkins who is hitting up all the threads with his lecture.
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volleyballmom
Debt Samaritan

Joined: 27 Aug 2007
Posts: 4178
Debtcc Points: 24893
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Posted: Thu Apr 17, 2008 1:22 pm Subject:
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I wasn't going to respond but I don't like his insinuation and sometimes can't help myself.
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angell
Joined: 16 Oct 2007
Posts: 291
Debtcc Points: 294
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Posted: Thu Apr 17, 2008 1:24 pm Subject:
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I hear ya angell!
Same BS on all the threads...if he had a point, its long gone now.
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volleyballmom
Debt Samaritan

Joined: 27 Aug 2007
Posts: 4178
Debtcc Points: 24893
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Posted: Thu Apr 17, 2008 1:29 pm Subject:
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and its not obvious at all, lol
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utlonghornfan
Joined: 08 Apr 2008
Posts: 41
Debtcc Points: 403
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Posted: Thu Apr 17, 2008 1:43 pm Subject:
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Sometimes I really wish all I had to do all day was stalk forums to put people down.
It really frustrates me to no end to see people so quick to pass judgement.
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angell
Joined: 16 Oct 2007
Posts: 291
Debtcc Points: 294
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Posted: Thu Apr 17, 2008 1:49 pm Subject:
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You hit the nail on the head there Angell!
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volleyballmom
Debt Samaritan

Joined: 27 Aug 2007
Posts: 4178
Debtcc Points: 24893
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Posted: Thu Apr 17, 2008 3:31 pm Subject:
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move on nick....
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volleyballmom
Debt Samaritan

Joined: 27 Aug 2007
Posts: 4178
Debtcc Points: 24893
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wssu91
Joined: 31 Mar 2008
Posts: 280
Debtcc Points: 1663
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Posted: Thu Apr 17, 2008 4:01 pm Subject:
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Yes, Angell. Knowing their processors and creating a list really will stop this. That is who they answer to. You'll find the majority of the culprits here use Moneygram International 423-238-5184 is their processing number or Intercept EFT 800-378-3328.
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james
Joined: 16 Apr 2008
Posts: 114
Debtcc Points: 1408
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Posted: Thu Apr 17, 2008 4:06 pm Subject:
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Ok, Nick. Lets address this since you know so much about the folks here. Most PDLs advertise online. They send emails titled "get out of debt". This is predatory lending. They send multiple emails daily. Want to see for yourself? Create dummy Yahoo addresses and fill out applications for each one individually. Watch what happens to your email box. They also use Google Adwords. If a person finds a PDL by searching for a keyword such as payday loan, no fax payday loan, etc then they are aware of exactly what they are getting into. If they are reached out to via a get out of debt type advertising, then shame on the PDL. I suggest before you open your mouth and belittle those that were trapped that you learn the workings beyond the obvious.
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james
Joined: 16 Apr 2008
Posts: 114
Debtcc Points: 1408
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Posted: Thu Apr 17, 2008 4:17 pm Subject:
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How does this work with store front PDL? They have my check. Do I just put a stop payment on the check?
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mharrison
Joined: 17 Apr 2008
Posts: 2
Debtcc Points: 33
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Posted: Thu Apr 17, 2008 4:29 pm Subject:
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James...thanks for the info. I guess Moneygram would make sense as so many of the PDLs push for that type of payment.....it would just be an added benefit and work to their advantage. I still would like to know how you are affiliated? I did pm you, did you get it?
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llw1995

Joined: 02 Feb 2008
Posts: 1419
Debtcc Points: 13656
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Posted: Thu Apr 17, 2008 4:33 pm Subject:
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It's Moneygram, but not in the sense you are thinking Western Union type Moneygram. This part of Moneygram was previously a company called ACH Commerce out of Tennessee. I'll check the PM
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james
Joined: 16 Apr 2008
Posts: 114
Debtcc Points: 1408
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