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 Posted: Fri May 02, 2008 4:24 am
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Here is what I have found so far:
Loan Shop- Missouri Bank and Trust 816-881-8250. I talked to the ACH Department and though he would not help me I kept after him until he asked if I wanted to get them on the phone. It took a couple of minutes for her to concede to a PIF.
United Cash Loans- Breamer Bank 651-734-4726. I am going to keep after them but so far they will not help me. Never hurts to get lots of people to call.
Upfront Cash/Payday- ACH Commerce 423-238-5184 Talk to Gail Sauter. At first she would not do anything but then I sent her an e-mail at gsauter (@) advantagepaymentsys.com and copy jjaramillo (@) utah.gov as well as Upfront. By that evening I had an e-mail saying my account was PIF and I would get a refund of $500.00 and I did.
Please EVERYONE try to get them through their ACH Processor. I feel if we get enough people calling and e-mailing then we will be hitting them where it hurts.
If anyone knows of any other ACH Processors please post and who they are affiliated with. It is hard to get the information so lets share.
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shoppinbuczek
Joined: 28 Apr 2008
Posts: 54
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Posted: Fri May 02, 2008 4:35 am
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Is that the Loan Shop out of Delaware? I had problems with them and kept getting call after call back in MArch. The last I heard from them was a voicemail that they would be sending me to collections, they have not, as of yet. But I do know that I paid them $540 on a $300 loan.
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kolodin616
Joined: 07 Mar 2008
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Posted: Fri May 02, 2008 6:37 am
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Does anyone know the ACH Processor for...
Edollarsdirect
Ezloansbynet
3 B financial
Magnum Z
Also what do you tell them when you call them?
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guest mjm
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Posted: Fri May 02, 2008 6:47 am
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Mj, You can read through this. It is a sticky at the top of the page...this may give you additional information until someone can answer you.
http://www.debtconsolidationcare.com/paydayloan/ach-processors.html
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how hard you hit, it matters
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and keep moving forward.
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RoxyNY
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Posted: Fri May 02, 2008 8:43 am
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shoppin. . .glad to see that things are moving along for you. It really is amazing what can be accomplished when you know exactly where to go and what to do. I know that UsFastCash also uses Intercept and Bremer Bank. Worked for me. I also think that the more people who call, they will finally get the hint that it is the beginning of the end. Keep up the good work. I am looking for a processor for Star Advance and I seem to be at a stalemate. However, I did call the Bank of the Wests' Legal Department and they are working on it for me. Sent an email to Star informing them of such, so I will wait and see where it gets me. They are my LAST PDL and I can't wait to get them out of my life!
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llw1995
Joined: 02 Feb 2008
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Posted: Fri May 02, 2008 10:14 am
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It is the loan shop out of Delaware
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Shoppin
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Posted: Fri May 02, 2008 1:16 pm
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So here is the update. I got a call from Bremer bank and then from Intercept. i didn't know that UCL uses Intercept who in turn uses Bremer Bank. Both are "Turning up the Heat" as they put it. I called UCL 3 times today only to be told that they could not discuss my account with me because that was handled by another department and they did not have extensions. As Julie Berklin at Bremer put it "That doesn't seem right." Hopefully between the two they will put some stress on UCL. Sure wouldhelp to put them out of business if everyone on here called.
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shoppinbuczek
Joined: 28 Apr 2008
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Posted: Fri May 02, 2008 4:12 pm
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shoppin. . .I agree. The mere mention of Bremer Bank and Intercept EFT was enough to get a PIF from UsFastCash for me.
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llw1995
Joined: 02 Feb 2008
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Posted: Fri May 02, 2008 4:31 pm
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Well guys it is all over for me where PDL's are concerned. I just got a letter from United Cash Loans that my account is $0. I could not have done it without your help. I tell you ACH Processors are the way to go. I spent a week faxing letters to PDL's, AG's and the BBB but on Wednesday when you guys directed me to the ACH Processor sticky and I started hounding them I got results. In 2 days I have been confirmed of all three being marked PIF and one refunded mt $500. I can't tell you how relieved I am. Not that I don't still have debt but it is mostly Student Loan.
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Posted: Fri May 02, 2008 4:32 pm
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Sorry that was me, I forgot to log in
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shoppinbuczek
Joined: 28 Apr 2008
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Posted: Fri May 02, 2008 4:37 pm
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shoppinbuczek:
| Code: | | Well guys it is all over for me where PDL's are concerned. I just got a letter from United Cash Loans that my account is $0. I could not have done it without your help. I tell you ACH Processors are the way to go. I spent a week faxing letters to PDL's, AG's and the BBB but on Wednesday when you guys directed me to the ACH Processor sticky and I started hounding them I got results. In 2 days I have been confirmed of all three being marked PIF and one refunded mt $500. I can't tell you how relieved I am. Not that I don't still have debt but it is mostly Student Loan. |
Amen!!! I'm beginning to believe in this method myself, too bad I couldn't use it for debt collectors. lol I am payday loan debt free thanks to the people of this forum, but really feel that others who are facing this should be advised to use this system also. I hope you stick around so you can help others who may wander in here, in the same predicament you were in. You now have the knowledge and experience to guide others with the processor method! I am so happy for you!! Yay!!
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Shazzers
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Posted: Fri May 02, 2008 4:42 pm
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I plan on sticking around. I feel like an expert not. I literally have a file folder full of letters, e-mails, and articles.
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shoppinbuczek
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Shazzers
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Posted: Fri May 02, 2008 5:57 pm
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Again, I agree. If we could get the processors listed and who they are processing for it would help a great deal. The two biggies are Intercept and ACH Commerce. Neither process for Star Advance, so I am hoping that someone can stumble upon it, and get it listed. Now that I've cleared all the others, I am anxious to get this one cleared as well.
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llw1995
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Posted: Sat May 03, 2008 4:23 am
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Have you talked to the ACH Department at your bank? I had some trouble until I called back the third time, explained my situation, and got an understanding person how called the ACH Department and they gave me the name, Company ID and Trace #. I hope eventually we can get many many Processors on this forum so others can easily find the information.
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shoppinbuczek
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