Payday loan form question

I have payday loans that I have overpaid on and from what I'm reading it seems they're ALL illegal in my state. Anywho, I want to stop them. So I've read about different letters/notices to send to these companies and I am looking for a "form letter" of sorts so I do this correctly. Does anyone have a sample letter for a "ACH revocation?" Also, what is a C7D? I read that on a post somewhere and I was just wondering.

Hello linusmom , I think this about covers it all. lol You can omit or add to the parts which don't apply to you.

You might also want to add this to your letter.

Shazzers, you're brilliant! Thanks for your help. That sure does cover it all

If you are considering closing your bank account, or you end up needing to close your account, be sure that you read this information first:

http://www.debtconsolidationcare.com...e-account.html

Good luck!

I think you are referring to a C and D letter. Shazzers has provided you with the information which would be contained in such a letter. Please keep us posted on your progress.

Well, I emailed the letters out to the 5 loan companies. (or whatever you'd like to call them

I am hopeful since I have OVERPAID on all the loans. By at LEAST $100-$200 OVER what they asked for in interest. I'm not asking them to take a cut on a loan or anything, I just can't get out from under these things if they keep debiting me like they are.

So everyone keep your fingers crossed with me, if you would- I'd appreciate it. Can anyone tell me...do these letters normally make them take notice, or do they just laugh it off?

I think that most of them take them seriously especially when you have notified your state's ag's office, bbb and ftc. That seems to bring them to attention real quickly.