Internet's first get-out-of-debt community - 144,000 members

Hello,

I am new here but have been reading many other posts. From what I understand I should first close my bank account. I actually won't be able to do this since my account is in the negative. From what I understand reading here I can either freeze my account or deposit only or block ach. I then should send ACH Revocation Letters to the PDLs. I live in PA and I hate to say that I have 11. I kept getting new pay day loans to pay the other ones now I am in a mess. I have actually paid well above the original loan and fees on some. I kept extending and then they started taking the fees plus 50 toward the princpal. Below are my PDLs. None of these are paid off. Please let me know if I am on the right track and what else I should do. Thanks in advance.

my cash now
Original $600. Total paid so far in fees and principal $565

Cash Net USA
Original $500. Total paid so far in fees $263

The Cash Spot
Original $300. Total paid so far in fees and principal $553

East Side Lenders
Original $300. Total paid so far in fees and principal $625

Fast Cash 500
Original $400. Total paid so far in fees and principal $1290 (I cannot belive this when I added it up)

Integrity Advance LLC
Original $400. Total paid so far in fees and principal $650

Loan Point USA
Original $500. Toal paid so far in fees $450

ameriloan
Original $300. Total paid so far in fees $180

Total Lending Inc.
Original $300. First payment due 9/30 for $90

ZIP19
Original $300. Total is due on 9/30 for $359.94. No extensions available (did not know that)

Arrowhead Investments
Original $300. First payment due on 9/30 for $90

Guest · Posted: Wed Sep 24, 2008 7:26 pm Subject:

First of all, are any of your loan storefront or are they all internet base. If they are storefront you will want to step up a payment plan with them. Then I would put your account on debit only.

Posted: Thu Sep 25, 2008 8:21 am Subject:

Hi. Sorry I did not reply sooner. I am on the East Coast and went to bed. They are all internet loans.

Posted: Thu Sep 25, 2008 8:48 am Subject:

You need to get a live paycheck from your payroll. Tell them there is an emergency and it must be immediate. You will then be able to open a new account and have control. Contact the bank you are with now and see if they will work with you!

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