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Posted: Mon Jun 25, 2007 9:59 am Subject: advance america problem

May I please have the number for t & c? I have advance america loan I cannot pay back in full and have been reading about t&c.

Posted: Mon Jun 25, 2007 10:14 am Subject:

How much have you paid on the account? Please check the laws of your state and make sure that they are adding legal charges. You don't want to end up overpaying on the loan

Posted: Mon Jun 25, 2007 10:34 am Subject: RE: Telephone number for T&C

t&c telephone number is: 1-205-823-4930, they have a toll-free number just don't have that right now. But that is there direct phone number

Posted: Mon Jun 25, 2007 10:37 am Subject: t&c number

Thank You so much for responding.

Posted: Mon Jun 25, 2007 11:09 am Subject: t&c

I just spoke with t&c and what they do is pay the outstanding bills upfront. My first payment is around $200 (this includes fee that will be refunded in the end) then a small amount biweekly. Does this sound right?

Posted: Mon Jun 25, 2007 11:15 am Subject:

I started with T&C back in April and they told me they will not pay any debts upfront. You send them a money order and then they pay your accounts for you. On every piece of paper I have from T&C they have a footer that says "Not a loan company * A professional debt management Service". Unless they have changed since I signed on, they will not pay anything upfront.

Posted: Mon Jun 25, 2007 11:22 am Subject: t&c

That is what Ive heard on this site. Maybe thats what they want new customers to think. I don't know. As long as they are "legit" and take care of advance america for me, I guess its ok.

Posted: Mon Jun 25, 2007 2:49 pm Subject:

T and C is a very legit company and many here have worked with them and had success. However, I do not know that Advance America will accept their proposal. Have you tried making arrangements with Advance America? I am not sure what state you are in but I am in Ohio and my friend tried to use T & C to pay Advance America and they would not work with them but they worked out a payment plan with her on her own.......

Guest · Posted: Mon Jun 25, 2007 5:37 pm Subject: t&c

I am in ohio and I postponed my payment for two weeks but its due on thursday. I guess Im afraid they will say no to payment arrangements and have to find the nerve to ask them. Thanks for your reply.

Posted: Mon Jun 25, 2007 5:43 pm Subject:

OH law requires they allow you to make payment arrangements on a defaulted payday loan. Send them what you can afford and keep all receipts as proof of payment.

Posted: Mon Jun 25, 2007 7:24 pm Subject:

I agreee with Steelers1. I have a loan through Advance America and they have agreed to payments with no problem. They do not make payments upfront to any IPDL's or PDL's until you start paying them. I am starting with T&C on July 3, 2007!!!!!!!!!

Posted: Mon Jun 25, 2007 7:28 pm Subject:

I found in my dealings with them that Advance America had the potential to be nasty, but I worked out a payment plan with the store manager and was able to pay mine off. I did get all of the nasty letters, which were not a treat, but I did take care of it eventually.

Posted: Tue Jun 26, 2007 8:04 am Subject:

I know in the columbus market they will not respond back to T&C. The store manager will cash T&C monthly payment and I pay an extra $50 out of my pocket.

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