I need HELP getting out of this nightmare! (A on BBB)

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Sub: I need HELP getting out of this nightmare!

Thu, 08/09/2012 - 11:23

I live in Texas and have 5 pdls with one in default. These companies have made thousands off me and will continue to do so if I dont put a stop to it. I cant afford to pay more than than the fees and interest so I dont see an end in site unless I do something.

My pdls:
Quik cash
Ace cash express
EZ loans
The cash store
First cash pawn

Any advice and help is greatly appreciated!!

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OhioGal1

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Sub: #1 Which one's in default? Quik cash - licensed pdl Ace cash exThu, 08/09/2012 - 08:32

Which one's in default? Quik cash - licensed pdl Ace cash ex

Which one's in default?

Quik cash - licensed pdl
Ace cash express - licensed pdl
First cash pawn - licensed pdl

The cash store - licensed CSO

EZ loans - Is this EZ Money Loans?

How to Deal with Unlicensed/Illegal Payday Lenders - Step by Step Instructions

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Sub: #2 Quik Cash is the one in default. I have not payed them in a montThu, 08/09/2012 - 08:43

Quik Cash is the one in default. I have not payed them in a mont

Quik Cash is the one in default. I have not payed them in a month or so. As for the others, I am still current but am about to start defaulting on them if I dont make something happen.

OhioGal1

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Sub: #3 And what's the full name of the EZ loan?Thu, 08/09/2012 - 08:46

And what's the full name of the EZ loan?

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Sub: #4 Sorry, it is called EZMoney. Thank you for responding!Thu, 08/09/2012 - 08:51

Sorry, it is called EZMoney. Thank you for responding!

OhioGal1

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Sub: #5 EZ Money loans are also licensed in TX. You're going to need Thu, 08/09/2012 - 09:09

EZ Money loans are also licensed in TX. You're going to need

EZ Money loans are also licensed in TX.

You're going to need to work out payment arrangements with each of these lenders. They're all licensed in TX.

If you can't work out an affordable payment plan, your only choice will be to default and try to work out something you can afford with the collections departments.

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Sub: #6 At this point, they have left me with nothing. I can only pay eaThu, 08/09/2012 - 09:29

At this point, they have left me with nothing. I can only pay ea

At this point, they have left me with nothing. I can only pay each one of them like $60 a month at this point. Do you think this offer is reasonable enough to accept? And if they do accept it, with the outrageous fees and interest, will I ever pay off?

OhioGal1

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Sub: #7 Once you default, no further interest/fees (except maybe one NSFThu, 08/09/2012 - 11:13

Once you default, no further interest/fees (except maybe one NSF

Once you default, no further interest/fees (except maybe one NSF fee) can be charged.

Send them a payoff proposal.