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 Posted: Tue Aug 14, 2007 7:01 am Subject: Getting ready for AG letters
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Are there any example letters of what to send in our AG complaints and BBB. Also could someone post the laws for KS so that I have a better grip on them before I start this process.
Thank you,
hope
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hope4debtfree
Joined: 14 Nov 2006
Posts: 34
Debtcc Points: 1276
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Posted: Tue Aug 14, 2007 10:48 am Subject: hope
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hope, you can file on line with the bbb bbb.org . File on line with the FTC ftc.gov . And go on line to your state AG site and they should have something under "consumer protection" and how to file a complaint. Some states you can do it on line. Other states, you have to download the complaint form, fill it out, and mail it in. Here are your state pdl laws. 
| Quote: | Kansas State Information
Legal Status: Legal
Citation:
Kan. Stat. Ann. § 16a-2-404 as amended by 2005 Kansas Legis. 144 (eff. April, 2005)
Loan Terms:
Maximum Loan Amount: $500
Loan Term: 7-30 days
Maximum Finance Rate and Fees: 15%
Finance Charge for 14-day $100 loan: $15
apr for 14-day $100 loan: 390%
Debt Limits:
Maximum Number of Outstanding Loans at One Time: Two
Rollovers Permitted: Not Specified
Cooling-off Period:
Repayment Plan:
Collection Limits:
Collection Fees: One NSF fee
Criminal Action: Prohibited
Where to Complain, Get Information:
Regulator: Office of the State Bank Commissioner
Address: 700 SW Jackson, Suite 300 Topeka KS 66603
Phone: (785) 296-2266
Fax: (785) 296-0168
Regulatory Contact: Kevin C. Glendening,, Deputy Commissioner, Division of Consumer and Mortgage Lending
http://www.osbckansas.org/ |
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cannr
Moderator
Joined: 07 Jun 2007
Posts: 9372
Debtcc Points: 124815
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Posted: Wed Aug 15, 2007 7:11 am Subject:
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Thanks. Do you send a seperate complaint on each PDL or one with all of the different ones on it?
Appreciate the help.
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hope4debtfree
Joined: 14 Nov 2006
Posts: 34
Debtcc Points: 1276
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Posted: Wed Aug 15, 2007 10:33 am Subject: hope
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hope, file all your pdl's separately. One complaint on every one.
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cannr
Moderator
Joined: 07 Jun 2007
Posts: 9372
Debtcc Points: 124815
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Posted: Wed Aug 15, 2007 12:13 pm Subject:
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What if I can't get an address for these ipdl people? Like BIG and AIP.
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hope4debtfree
Joined: 14 Nov 2006
Posts: 34
Debtcc Points: 1276
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Posted: Wed Aug 15, 2007 12:18 pm Subject: HOPE
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Hang on. Here's one.
AIP
2207 Concord Pike
Wilmington, DE 19803
800-274-4159
Wait a minute on the other.
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cannr
Moderator
Joined: 07 Jun 2007
Posts: 9372
Debtcc Points: 124815
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Posted: Wed Aug 15, 2007 12:20 pm Subject: hope
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You can use this address for BIG. However, it is just a "drop box" they use here in the US. They are actually overseas. But to file your complaints, use this one.
BIG
1005 Terminal Way Suite 110
Reno NV 89502
They actually go by MANY different d/b/a's. You need to file with the FTC on this one. Very important.
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cannr
Moderator
Joined: 07 Jun 2007
Posts: 9372
Debtcc Points: 124815
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