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 Posted: Thu May 08, 2008 12:28 pm
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I have a payday loan with AIP. I just discovered they aren't licensed in Indiana. They have been taking 89 out of my account for about 4 months on 200.00 What can I do? I closed my bank account & opened a new one. I called and asked to repay & was told they only take it out of a checking. What can I do?
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sjfoley
Joined: 08 May 2008
Posts: 13
Debtcc Points: 169
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Posted: Thu May 08, 2008 12:33 pm
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I am not familiar with AIP but I'm sure they don't HAVE to take it out of checking, they are probably trying to bully you into giving out your account information so they can keep sucking it dry! I just started fighting my payday loan lenders and so far so good... so hang on and someone else will help you that knows far more than me. Just know, you're not alone and you can fight it! Good luck!
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minsmi
Joined: 17 Apr 2008
Posts: 46
Debtcc Points: 505
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Posted: Thu May 08, 2008 12:43 pm
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I do not even think that Aip is a legal loan. If you have already paid off the principle borrowed, then you are done with them. If not tell them you no longer have any bank account and if they want payment they will have to take it on your terms.
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kashzan
Debt Samaritan
Joined: 11 Jul 2007
Posts: 5466
Debtcc Points: 38903
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Posted: Fri May 09, 2008 12:25 am
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No, no, no!!! AIP is a "verbal agreement" pdl! They are not licensed to lend anywhere! How often have they taken the 89.00 out of your account for the past 4 months? This was a 200.00 loan. I can promise you that you've overpaid. You closed your bank account. Good. Do NOT give them any new bank information. File a complaint immediately with the BBB, the FTC, and your state AG. 99 percent of the time, AIP will settle just with the BBB complaint. You do NOT need to send them any more money. Figure out how much they have debited you already. You will see that you have already overpaid. If this is indeed the case, they will refund the overpayment. Please do not give them any more information and file those complaints. AIP is one of the first ones to comply with a BBB complaint.
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cannr
Moderator
Joined: 07 Jun 2007
Posts: 9363
Debtcc Points: 124756
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Posted: Fri May 09, 2008 4:45 am
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Thanks. I have way overpaid. They have taken it at least
6 or 7 times. I am a real fool. I will pay no more. Thanks
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Guest
Debtcc Points: 100
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Posted: Fri May 09, 2008 4:57 am
Latest Blog Post : Groceries....How to Save $$! |
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You're not a fool - almost all of us are here to help you only because we've been where you are! Let us know if you need any other help!
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SUEBEEHONEY70
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Joined: 12 Oct 2006
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Posted: Fri May 09, 2008 12:55 pm
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How do I get a list of which pay day loans are licensed in Indiana? Thanks
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johnie
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Debtcc Points: 100
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Posted: Fri May 09, 2008 2:19 pm
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I stood my ground with AIP and received a refund of $245. So definitely file a complaint as it worked for me...they hated I complained..
Good Luck.
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purplegirl69
Joined: 26 Feb 2008
Posts: 251
Debtcc Points: 3475
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