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#33
07-17-2007, 12:20 PM
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confused
So what does this mean? I'm sooo confused. Is he saying that he can't really even tell if this was an over the telephone verbal contract or a web initiated contract? What? I'm really confused by his response. Like I always say, I have to have it in PLAIN ENGLISH! Please tell me what this man is saying!
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#34
07-17-2007, 12:30 PM
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LOL Well, in Wisconsin they have a condition that states if you go and look for a loan yourself, then it is not required for the lender to be licensed. Whereas if the lender solicits you directly, then they have to be licensed since they are asking you for their business. So the DFI examiner is trying to figure out whether one the internet sites was directly affiliated with AIP because if it were, then they really can't help out...but if my info was passed on as a lead and they decided to contact me, then they have a more concrete case.
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#35
07-17-2007, 12:45 PM
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joshua
Oh my Lord. Well, in this case, they did solicite you, correct? This was a verbal agreement over the telephone, correct? If so - then it was obviously a solicited call to you. So what's his issue? See why I'm confused? If they called you on the telephone and offered you a loan - verbal only - then what's the confusion? Oh, please help me understand!
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#36
07-17-2007, 12:53 PM
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Well, they called me...but I have no idea, and neither does the case examiner, if they called because I had applied through one of their so-called franchises websites or not. I have no idea which website was linked to AIP, and it's really difficult to pin down because these crooks have NO OFFICIAL WEBSITE. *sigh*
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#37
07-24-2007, 11:00 AM
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Ok, so it's been a couple of weeks and no word from the BBB yet. I don't know if I should call AIP or wait...maybe the check's in the mail, I have no idea. I'm just getting frustrated because I have no idea if they are going to issue a refund or not.
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#38
07-24-2007, 01:01 PM
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joshua
joshua - go back to your BBB complaint and check the status of it. You should be able to pull it up and check the status. Depending on what state you're in, the BBB gives the company a certain time period to respond. Sometimes it's two weeks, sometimes it's longer. So they might just be putting the BBB off until the very last minute. It should tell you a date that the company has to respond by. Don't get discouraged. Like I previously stated, they "fixed" the problem and THEN contacted the BBB to look like they were little angels. Do not get discouraged. Check the status on your BBB complaint just to see if there's a "respond by" date or if there is a "status update".
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#39
07-24-2007, 01:13 PM
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The BBB never gave me a complaint number to check...this is the problem. When I submitted my form online, I received email verification that they received it, but nothing after that. How do I check now??
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#40
07-24-2007, 09:04 PM
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BBB
On your email from the BBB, it should maybe have a site you can go to (they just type it on the email). I copy and paste it and it goes directly to my complaint. If they didn't include this in their email, call that BBB and ask them how you can check the status of your complaint. They may have some funky way of checking it. All the BBB's are different. Sometimes you have to be some kind of "master mind reader" to figure them all out. But, if there is not site typed into that email from them, call the contact number that should be on the email and ask them how to check the status. You should be able to pull it up and have everything right in front of you. I print out every single one of mine.
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#41
07-25-2007, 07:26 AM
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Ok, I called the BBB of DE, and they said not enough time had passed because it takes about 4-6 weeks to process, and so far about 3 weeks have passed. They said with their particular BBB, they don't assign an online complaint number for me to check it myself.
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#42
07-25-2007, 01:12 PM
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info
joshua, good information to know. I knew that each state BBB was different regarding how long the company has to respond, how they they look into it, etc. Apparently this particular BBB takes a while! But they've got it. I assume they will contact you once they're contacted (if ever) by the pdl you complained about.
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#43
07-25-2007, 01:17 PM
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Yes, they said they would let me know about it as soon as they had an update or heard anything from the company. *fingers crossed*
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#44
07-28-2007, 11:35 AM
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OMG I got my refund from AIP today for $320!!! They paid me back exactly what they should have! I am just so ecstatic and relieved. I want to thank everyone for their support and advice for helping me through this, and giving me encouragement not to give up! This site is a godsend! Wooohoooo!
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