hey everyone... i am planning to file chapter 7 bk and have already informed my storefront pdl of my intentions and stopped payments that were not immediatly cashed(i know i know i shoiuld have stopped payment first)on those checks. however, ihave 3internet pdl and was wondering if i close my account can they pursue criminal charges against me? i dont think they are legal because the interest they charge is more than the alabama legal limit but i know that in this state closing your bank account when you have a pdl is grounds for prosecution, is this true for internet pdl as well? the companies are:

cash transfer centers.com-$200
star cash processing-$300
payday loan yes-$350

I want to close my account as soon as possible but i dont want a bigger headache than i already have. any help would be appriciated

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AL "http://www.bank.state.al.us/ADPSA_Licenses2.asp" None of these 3 PDL's are licensed in the state. Defaulting on your debts is a civil matter, not criminal so they cannot pursue criminal charges against you.

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Close your account immediately. With the chapter 7 pending, get a new bank account opened. There is little they can do as these will be discharged.

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