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Send message to chbabyboo
Sub: #1 online payday lons
Replied on 08-12-2009, 03:54 PM
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i signed up for 2 payday loans one for 200.00 payback 60.00 thru ezpaydayloans.com and 125.00 from loanbyphone lbp payback is 146.00 when i got these different people have debited my account now my account is overdrawn i went to my bank and filed a complaint they ae closing my account and now i can't pay back my loans. I live in alabama and am not sure the laws on that. I plan to pay them back but i will probably need to pay on payments. What can they do?




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Send message to Shazzers
Sub: #2
Replied on 08-12-2009, 06:19 PM
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ezpaydayloans can't do anything because they are an unlicensed lender, I'm not sure about the other one. Click the link below for your payday loan laws.
http://www.paydayloaninfo.org/state_detail.cfm?id=AL
CLICK HERE to find out how to deal with illegal lenders. Meanwhile I am moving this to the payday loan help section so more people will see it.


Anonymous
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Sub: #3
Replied on 08-13-2009, 10:29 AM
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I dont think either one of them are legal.

Sub: #4
Replied on 08-13-2009, 10:55 AM
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Loanbyphone is the internet arm of Check Into Cash, so they are legal.

Anonymous
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Sub: #5 what can they do?
Replied on 08-13-2009, 08:10 PM
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LBP can they take out a warrant?


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Send message to Cool_Abyss
Sub: #6
Replied on 08-14-2009, 05:34 AM
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No they cannot take a warrent out. A debt is a civil matter not a criminal offense.

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Sub: #7
Replied on 08-14-2009, 08:17 AM
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They could sue you, but they do not.




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