| Message |
Author |
 Posted: Thu Jun 28, 2007 8:51 pm Subject: pdl refusing proposal |
|
|
I got a letter today from Checkmate, a storefront pdl, addressed to T & C, stating that they do accept this type of arrangement and to have the customer (me) call them to discuss the account. T & C sent them a proposal of $25 per month. I know they sent a payment. If T & C shows that they cashed the check do I have any recourse? Also has anyone had any luck with having their states DFI contact the pdl (they are licensed) and insist they work with them on arrangements? I am going to call T & C first thing in the morning but I need some advice. The pdl is stating they want the entire amount due.
|
|
fastcheese
Joined: 19 Jun 2006
Posts: 60
Debtcc Points: 2393
|
|
|
| Posted: Fri Jun 29, 2007 6:55 am Subject: |
|
|
A lot of storefronts will say at first that they won't work with a debt management company. But they will still cash the checks.
I don't personally have any experience with this, but I know it's happened to many others here, and if I remeber right, no one got sued or any crap like that.
I think it's worth a shot to call your DFI and see if they can help get Checkmate to agree to the payment arrangements. Since this is a licensed company, the DFI can really help provide some "incentive" for Checkmate to cooperate.
|
|
goudah2424
Moderator
Joined: 31 Oct 2006
Posts: 8007
Debtcc Points: 111673
|
|
|
| Posted: Fri Jun 29, 2007 7:34 am Subject: |
|
|
fastcheese,
There is no reason to worry too much. I was with T &C and I heard the same crap from lenders. I had all internet loans though, no storefronts. How much do you owe the lender? Does your state allow repayment plans? I think calling the DFI and AG would be both good ideas on this matter. Keep us updated  T & C is a good company to work with.
|
|
CowampChicken
Joined: 20 Dec 2005
Posts: 3675
Debtcc Points: 36194
|
|
|
