Sub: #1 Starting my fight!
Replied on 07-15-2009, 07:08 AM
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Ok, After paying and paying till my bank accounts run dry, I thankfully ran across this website and am posting my pdl's for help! They are:

Paydaymax - Original loan $1040 - now owe $1313.98 - paid $525.62

Check adv network - Orig loan $200 - owe $260 - paid $360

Paycheck today - Orig $400 - owe $520 - paid $120

Payday loan yes - Orig $350 - owe ?? - paid $105

USfastcash - Orig $350 - owe $590 - paid $105

500fastcash - Orig $350 - owe $590 - paid $105

Centurion - Orig $500 - owe $650 - paid $1200

Pack Management - Orig $300 - owe $390 - paid $450

Integrity Advance - Orig $400 - owe $520 - paid $440

I have stopped payment on all the ach withdrawels and am closing my account. I am in Arkansas. PLEASE HELP!! Thanks!!!




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Sub: #2
Replied on 07-15-2009, 07:16 AM
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All Internet loans correct? The link below is your state payday loan laws.
http://www.paydayloaninfo.org/state_detail.cfm?id=AR

Unfortunately Arkansas allows internet loans as long as they are licensed in ANY state, therefore you would need to follow the law each lender is licensed in.





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Sub: #3
Replied on 07-15-2009, 07:22 AM
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To the best of my knowledge the following lenders are not licensed anywhere, this means you will only owe them the principal amount you borrowed less the payments you have already made:

500fastcash
USfastcash
Paycheck today
Paydaymax
CLICK HERE to find out how to deal with illegal lenders.


Payday loan yes is licensed in New Mexico. The laws below are for NM.
http://www.paydayloaninfo.org/state_detail.cfm?id=NM


Sub: #4
Replied on 07-15-2009, 07:41 AM
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Yes they are all internet loans

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Sub: #5
Replied on 07-15-2009, 01:22 PM
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i dealt with paycheck today and they were very nice and worked a payment plan to pay back only the principal amount. they stopped all finance charges and I paid using a reloadable walmart visa card. hope this helps.




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