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#1
05-14-2009, 11:50 AM
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Internet Payday Loans in Arkansas
I have several internet payday loans. I have closed my account and I do not know what to do next.
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#2
05-14-2009, 12:25 PM
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Please list the lenders, amount borrowed and amount paid. Someone will be along shortly to advise.
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#3
05-15-2009, 12:48 PM
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Illegal Payday Loans
I have the following payday loans:
Ameriloan Amt Borrowed $400, have paid $1660.00 in fees since 3/20/08 - I have paid off this loan several times and reborrowed United Cash Loans Amt Borrowed $450, have paid $2700 in fees since 2/29/08 and have paid this loan off several times and reborrowed VC Funding - $400 have paid $720 in fees Webpayday - $1000 borrowed have paid $1900 in fees and reborrowed several times Geneva Roth/Loan Point USA - $600 and have $960 in fees PDL Loan Center $400 paid $195, PIF $350 on reborrowed on 5/12/09 have paid $195 in fees Good Time Cash/RBT Loans - $500 borrowed on 4/30/09 have paid $835 and reborrowed 500 Fastcash- $250 have paid $75.00 I have closed my checking account as of yesterday, 5/14/09 and will have ACH's returned today. What do I need to do next?
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#5
05-15-2009, 04:04 PM
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Click on the link below to view your payday loan laws.
http://www.paydayloaninfo.org/state_detail.cfm?id=AR Arkansas allows an internet based payday loan company to lend legally as long as it is licensed in any US State. They would need to follow the laws of the state they are licensed out of, not the state the consumer is in. __________________
CLICK HERE To join my Social group, The Payday-Loan-Free Advocates! Online Complaints Ohio Attorney General Online complaints: Federal Trade Commission. Ohio Payday Loan Laws CLICK HERE to find a Creditor
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#6
05-15-2009, 04:09 PM
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Ameriloan is not licensed anywhere in the U.S.
3531 P Street NW Miami, OK 74355 Phone 800-362-9090 Web Payday is not licensed to lend anywhere in the U.S. WebPayDay 320 West 200 South, Suite 350-B Salt Lake City, UT 84101 Phone: 1-800-814-5451 Fax: 1-800-814-4960 VC Funding, I am ususre about, but you can type their name into the search box located in the upper right hand corner of this forum and research them yourself. Geneva Roth Ventures Fax # (you will need to research them also to see where and if they are licensed anywhere) (913)825-1200 Ext. 225 - Main (913)825-1208- Fax Geneva Roth Ventures Inc 1923 Foxridge Dr Kansas City, KS 66106 Local (913) 825-1200 GRC (Geneva Roth Corp) 1-800-351-8820 Phone Number PDL Loan Center - research them Good Time Cash/RBT Loans- research them also 500fastcash - They are also affiliated with MTE Illegal "customerservice@500fastcash.com" 500 fast Cash 515 GSE Miami Ok 74354 888 339 6669 __________________
CLICK HERE To join my Social group, The Payday-Loan-Free Advocates! Online Complaints Ohio Attorney General Online complaints: Federal Trade Commission. Ohio Payday Loan Laws CLICK HERE to find a Creditor
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#7
05-15-2009, 04:10 PM
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__________________
CLICK HERE To join my Social group, The Payday-Loan-Free Advocates! Online Complaints Ohio Attorney General Online complaints: Federal Trade Commission. Ohio Payday Loan Laws CLICK HERE to find a Creditor
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#8
05-18-2009, 09:11 AM
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Illegal Payday loans in Arkansas
I just received the following e-mail from LoanPoint USA:
Hello Melinda, Thank you for your email to Customer Service for at Loan Point USA. I apologize; I can not discuss legal advice. However; the contract you signed is legitimate. We expect you to adhere to the terms and conditions of this loan. If you need further assistance regarding this matter, please contact Customer Service. The office hours are Monday thru Thursday 8am to 7 pm, Friday; 8am to 6pm Mountain Standard Time Please register as a new customer using the following link: https://customer.loanpointusa.com/register.aspx To manage your account:https://customer.loanpointusa.com Thank you, Crystal Peckham Customer Service Representative Loan Point USA 800-351-8820 800-351-8830 fax cpeckham@loanpointusa.com Hours of operation: Monday-Thursday 6am-5pm MST and Friday 6am-4pm MST ============================================ CONFIDENTIALITY NOTICE: This e-mail and any attachments are confidential and may also be privileged. If you are not the named recipient, please notify the sender immediately and delete the contents of this message without disclosing the contents to anyone, using them for any purpose, or storing or copying the information in any medium. What do I do now?????
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#9
05-18-2009, 09:26 AM
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Pfffffttttttt, don't register, and don't believe their garbage, your state law prevails. If they aren't licensed anywhere then they aren't legal, it's as simple as that. I would reply and ask them what state they are licensed in and the license number, until then you won't do anything else.
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CLICK HERE To join my Social group, The Payday-Loan-Free Advocates! Online Complaints Ohio Attorney General Online complaints: Federal Trade Commission. Ohio Payday Loan Laws CLICK HERE to find a Creditor
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#10
05-19-2009, 09:13 AM
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Recent phone calls
I just got a phone call from 500fast cash. They want me to pay them $430, when I only borrowed $250 and have already paid $75 twice on this loan. Do I tell them that I legally only owe them $100. They told me they would only accept payments by credit card. What should I do now?
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#11
05-19-2009, 09:20 AM
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Tell them you need an address to mail payments via money order, to them, no address, no payments. Only pay them the principal amount borrowed and not a penny more. They will tell you anything to get money out of you, whatever you do do NOT give out any more of your personal information, credit card or bank account info.
__________________
CLICK HERE To join my Social group, The Payday-Loan-Free Advocates! Online Complaints Ohio Attorney General Online complaints: Federal Trade Commission. Ohio Payday Loan Laws CLICK HERE to find a Creditor
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#12
05-19-2009, 09:21 AM
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Quote:
__________________
CLICK HERE To join my Social group, The Payday-Loan-Free Advocates! Online Complaints Ohio Attorney General Online complaints: Federal Trade Commission. Ohio Payday Loan Laws CLICK HERE to find a Creditor
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#16
05-19-2009, 10:52 AM
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I sent an e-mail asking where they were licensed and the license number (my e-mail is at the bottom) This was their reply:
Hello Melinda, Thank you for your email to Customer Service at Loan Point USA. Due to the nature of your concerns, please contact Customer Service at 1-800-351-8820 option 4 to discuss this issue. The office hours are Monday thru Thursday 8am to 7 pm, Friday; 8am to 6pm, Mountain Standard Time. Please register as a new customer using the following link: https://customer.loanpointusa.com/register.aspx To manage your account:https://customer.loanpointusa.com Thank you, Crystal Peckham Customer Service Representative Loan Point USA 800-351-8820 800-351-8830 fax cpeckham@loanpointusa.com Hours of operation: Monday-Thursday 6am-5pm MST and Friday 6am-4pm MST ============================================ CONFIDENTIALITY NOTICE: This e-mail and any attachments are confidential and may also be privileged. If you are not the named recipient, please notify the sender immediately and delete the contents of this message without disclosing the contents to anyone, using them for any purpose, or storing or copying the information in any medium. -------------------------------------------------------------------------------- From: MELINDA FUNDERBURG [mailto:melindacarol_melindalong@yahoo.com] Sent: Tuesday, May 19, 2009 12:12 PM To: Crystal Peckham Subject: Licensing Where are you licensed to do business and what is your license number? Melinda Funderburg melindacarol_melindalong@yahoo.com
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