I had several of the loans and finally had to close the accounts because of the amounts they were taking out and never closeing the loan I have been trying to settle but now find me in a suition that a company called when I asked them to send me an email showing it had been paid off I never received it and to tell you the truth because of the broken english he spoke I could not understand the name of the company and then they hit the account from a company by the name of Jacobson & Assoc which I did not reconize for $302.80 so I disputed and closed the account.