I seem to be deeply attracted to buying things I can't afford and spending money I don't have. I went through personal bankruptcy once before (2002) and now all I have is a car loan and the worst mistake I ever made; Payday Loans! Worse they are Internet PDL's and in some cases I can't track them down because they did not post a phone #. I have 17 of them (I go through manic periods where I honestly don't know what I am doing) outstanding and I am sure I will loose my job.
My sister is willing to help me but I can't put together a good list or anything else. In most case I have paid far more than the original amout. In a few that I did to try and pay predious loans have defaulted/ gone to collection. I don't have any supporting paperwork in most cases. To be fair to myself I do pay support for my 2 kids and it stretches me to the limit. I also have them 3 nights per week. Did I mention that I agreed to 2X child support over the state mandate. It seemed right at the time because the ex is good with money and I know that she'll pay the mortgage. The net is though that I can't afford it any longer.
Here is the list (I have doc for some and have called some. If it is listed without phone number I do not have much info. I have no idea what states these originated in.)
The total amount is over $5000. I knew I was getting in over my head but I borrowed to pay interest and fees on existing loans.
04/22/2009Â*Kingston Fin KINGSTON Â* $200.00
04/21/2009Â*INMYACCOUNT.COM PAYDAYLOAN Â*$200.00
04/14/2009Â*NATIONAL PDL CREDIT Â* $300.00
03/03/2009Â*Shamrock Mktg 8885779398 Â*$300.00
03/03/2009Â*Oasis1 Marketing 8662093035 Â*$300.00
03/03/2009Â*Lazer Lending 8667331291 Â*$300.00
04/14/2009Â*GRENTERPRISES10 CREDITS Â*$325.00
04/14/2009Â*First West Coast 8667356855 (ATLAS) $350.00
02/18/2009Â*IntegrityAdvance 8005056073 Â*$400.00
02/18/2009Â*GECC Loan 8664322562 Â* $400.00
03/27/2009Â*Web Payday 8008145451 Â* $500.00
01/15/2009Â*CASH 8008992274 $400.00
01/15/2009Â*GRC FUNDING 8003518820 $500.00
03/27/2009Â*SCS_Processing DIRECT PAY Questions? Call 866-794-3244 Â*$300.00
01/15/2009Â*FastCash CREDIT Â*$300.00
02/03/2009Â*Good Time Cash Payday Lns Â*$400.00
I am in Arkansas